Talented mortgage agent with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level position. Ready to help team achieve company goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Hi, I’m
Steven Hencze
Canada
Summary
Overview
33
years of professional experience
1
Certification
Work History
Mortgage Financial Corporation
Mortgage Agent
01.2016 - Current
Job overview
- Trained and mentored loan officers in policies, regulations and loan industry best practices.
- Provided underwriting expertise to support applicant approval.
- Reviewed approved loan applications to facilitate closing process.
- Analyzed loan candidate credit history to anticipate approval odds.
- Created loan packages based on consumer needs and financial history.
- Worked with underwriters to fix application problems and resolve issues.
- Implemented sales strategies that established relationships with realtors and CPAs.
Participation Lodge
Day Porter
01.2015 - 03.2016
Job overview
- Communicated with coworkers and managers about completed duties.
- Cleaned and organized
- Operated vacuums and floor polishers to avoid malfunctions and expensive repairs.
- Checked inventory levels for cleaning products and placed orders to restock.
- Cleaned and organized building areas as required.
- Sanitized high-traffic areas and equipment with approved cleaning supplies.
Thornbury Nursing Home
Activation Specialist
01.2012 - 02.2014
Job overview
- Directed and supported consumer and retail activity by working closely with team.
- Read and shared key market insights.
- Developed and maintained store level relationships with key chain accounts.
- Managed and analyzed sales data and trade and business analytics.
CBO
Manager of Operations
01.2009 - 03.2011
Job overview
- Established positive and effective communication among unit staff and organization leadership, reducing miscommunications and missed deadlines.
- Identified and resolved unauthorized, unsafe or ineffective practices.
- Partnered with vendors and suppliers to effectively manage and budget.
- Set, enforced and optimized internal policies to maintain responsiveness to demands.
- Assessed supplier quality to maintain tight cost controls and maximize business operational performance.
Royal Lepage State ( Cindy Razum )
Lead Generation Specialist
01.1997 - 02.2009
Job overview
- Cold called perspective customers to determine product or service needs, ascertain timelines, and identify decision-makers.
- Initiated contact with prospects and conducted follow-up calls to garner information and qualify leads.
- Built prospect lists of potential new customers through research and identification of business opportunities.
- Entered data into ensuring accuracy and uniformity.
- Worked independently with minimal supervision.
Dundas Valley Insulation
Construction Estimator
01.1990 - 03.1996
Job overview
- Analyzed designs and performed accurate cost analysis.
- Prepared material orders to complete projects on time and within budget.
- Analyzed buildings to prepare estimates for work.
- Communicated with builders and contractors on residential and commercial projects to deliver status updates to customers.
- Conducted site visits and provided recommendations and informed advice regarding site viability.
Education
Seneca College of Applied Arts And TechnologyNorth York, ON
Mortgage Agents Course from Mortgages
01.2015
University Overview
Mohawk College of Applied Arts And TechnologyHamilton, ON
Bachelor of Real Estate Management from Real Estate
01.2005
University Overview
Skills
- Regulatory and Compliance Understanding
- Payment Collection
- Lead Generation
- Prospect Management
Certification
- Licensed Mortgage Agent
- Whimis Training
- Health and safety Training
Art and photography
Art and photography
What started as a hobby has now turned into a display of my photo's i,ve done many shows and many of my paintings i gift to clients
Timeline
Mortgage Agent
Mortgage Financial Corporation
01.2016 - Current
Day Porter
Participation Lodge
01.2015 - 03.2016
Activation Specialist
Thornbury Nursing Home
01.2012 - 02.2014
Manager of Operations
CBO
01.2009 - 03.2011
Lead Generation Specialist
Royal Lepage State ( Cindy Razum )
01.1997 - 02.2009
Construction Estimator
Dundas Valley Insulation
01.1990 - 03.1996
Seneca College of Applied Arts And Technology
Mortgage Agents Course from Mortgages
Mohawk College of Applied Arts And Technology
Bachelor of Real Estate Management from Real Estate
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