SAJEEV BABY
BRAMPTON,ON
Summary
Dynamic Mortgage Agent with extensive experience at Shelto Mortgages, excelling in client relationship building and underwriting support. Proficient in Expert Logix and digital marketing, I consistently deliver tailored mortgage solutions, enhancing client satisfaction and driving business growth. Proven ability to navigate complex financial landscapes and streamline processes for optimal results.
Overview
7
7
years of professional experience
Work History
Mortgage Agent Level 2
Shelto Mortgages
Mississauga, Ontario
01.2024 - Current
- Interview applicants and seek/request specified information to KYC, needs analysis to determine mortgage viability and Checking GDS and TDS Ratios
- Reviewing documents for correctness and mortgage applications after approval to verify adherence to conditions.
- Proposing appropriate action to clients after analysing their needs and financial liabilities and assets, answering clients queries.
- Organizing the mortgage Paperwork as per requirements to get the application through without hassle from start to funding,preparing application notes based on 5C's
- Developed and maintained relationships with Real estate agents by providing Professional advice on Mortgage products.
- Coordinated and Follow ups with underwriters for loan approval and final decision-making till the deal is closed and funded
Real Estate Agent
The Canadian Home
Mississauga, Ontario
04.2023 - Current
- Facilitated deals between sellers, buyers and brokers for maximum profits.
- Provided client guidance regarding market conditions, mortgage options, and legal requirements.
- Promoted active listings through social media marketing, open houses and newsletters.
- Established and maintained positive relationships with owner banks, non-owner banks, attorneys, mortgage lenders and builders.
Mortgage Agent Level 1
Mortgage Diligent
Mississauga, Ontario
05.2022 - 01.2024
- Met with applicants to obtain information for loan applications and answer questions about processes.
- Developed loan contracts and explained contract terms to clients.
- Evaluated and approved loan applications based on established criteria.
Real Estate Agent
Royal Lepage Platinum Realty
Brampton, Ontario
01.2021 - 04.2023
- Coordinated appointments to show homes to prospective buyers.
- Provided guidance to clients throughout the entire buying or selling process.
- Participated in community outreach programs to promote services offered by the company.
Mortgage Agent Level 1
Real Mortgage Associates
Brampton, Ontario
02.2020 - 05.2022
- Evaluated and approved loan applications based on established criteria.
- Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
- Reviewed closing documents to ensure compliance with regulations.
Real Estate Agent
Royal Star Realty
Brampton, Ontario
05.2018 - 01.2021
- Performed administrative duties such as preparing paperwork for listing presentations, tracking sales data and updating internal databases.
- Prepared comparative market analysis to estimate properties' value.
- Facilitated deals between sellers, buyers and brokers for maximum profits.
Education
Mortgage Agent Level 2 - Mortgage
REMIC
Misissuaga03-2024
Mortgage Agent Level 1 - Mortgage
REMIC
Mississauga, ON02-2020
RECO - Real Estate Agent
OREA
Toronto, ON02-2018
MBA - Finance
Bangalore University
Bangalore,INDIA06-1996
PGDMM - (Marketing)
Mount Carmel College
Bangalore,India07-1995
Bachelor of Science - Mechanical Engineering
Calicut University
Kerala,India07-1994
Skills
- Develop meaningful relationship with Clients
- Underwriting Support
- Apply Technology effectively
- Expert Logix, Finmo, Lendesk Softwares Expertise
- Digital Marketing Expertise
- Business development
Affiliations
My strengths like emotional Intelligence,resiliency,creativity and effective at managing my time positioned me for success in many areas. I can apply them towards my career growth, personal development, leadership and entrepreneurship
References
References available upon request.
Timeline
Mortgage Agent Level 2
Shelto Mortgages
01.2024 - Current
Real Estate Agent
The Canadian Home
04.2023 - Current
Mortgage Agent Level 1
Mortgage Diligent
05.2022 - 01.2024
Real Estate Agent
Royal Lepage Platinum Realty
01.2021 - 04.2023
Mortgage Agent Level 1
Real Mortgage Associates
02.2020 - 05.2022
Real Estate Agent
Royal Star Realty
05.2018 - 01.2021
Mortgage Agent Level 2 - Mortgage
REMIC
Mortgage Agent Level 1 - Mortgage
REMIC
RECO - Real Estate Agent
OREA
MBA - Finance
Bangalore University
PGDMM - (Marketing)
Mount Carmel College
Bachelor of Science - Mechanical Engineering
Calicut University
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