Reanna McCallion
Mississauga
Summary
Associate Mortgage underwriter professional with extensive history of evaluating mortgage applications and ensuring adherence to financial requirements. Proven ability to collaborate with team members and adapt to evolving industry requirements. Recognized for keen analytical skills and reliability in delivering accurate assessments.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Associate Mortgage Underwriter
First National Financial LP
06.2020 - Current
- Advocated all mortgage applications with accordance to First National's and TD Bank lending policies and procedures as well as to mitigate any concerns surrounding suspected misrepresentation when required
- Facilitated training sessions for new underwriters, elevating team knowledge on current lending practices and regulations.
- Increased customer satisfaction by providing timely feedback on application status and addressing potential issues promptly.
- Displays strong time management and organizational skills to execute task efficiently to achieve the fulfillment process prior to the closing date
- Ensured due diligence has been completed and compliant protocols are met before signing off on an mortgage conditions or documents, where applicable
- Effectively showcases the ability to collaborate with colleagues to assist in solving any issues or concerns that may arise during the fulfillment process
Residential Mortgage Officer
Equitable Bank
03.2017 - 03.2020
- Liable for collecting and carefully reviewing all necessary documentation for income and down payment verification with a strong emphasis on anti-money laundering (AML) and Anti-terrorist Financing (ATF)
- Communicates on a daily basis with internal and external contacts to ensure transactions are processed in a timely and efficient manner while at the same time providing superior customer service
- Frequently worked excessive hours and consistently provided assistance to my colleagues to achieve Equitable's service-level agreements
- Displayed strong time management skills by using a work application known as, Cyberquery, to track and manage the flow of applications
- Utilized post-funding audits as a learning tool to avoid future mistakes and to aid in improving compliance ratios
- Ensured due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
- Familiar with the following applications: PPLus, Cyberquery & Nexus
- Actively involved in team huddles and 40 Oaks Housing Community as an Equitable Bank Volunteer
Residential Mortgage Funder
Equitable Bank
09.2015 - 03.2017
- Review legal documents in a timely and accurate manner ensuring that documents correspond with the underwriting documentation
- Auditing files to ensure it satisfies with Equitable's policy and guidelines
- Responsible for updating PPlus accordingly from IDs, payment dates, to setting up property tax accounts
- Communicated on a daily basis with lawyers, FCT representatives, mortgage officers, and underwriters via email or phone, to address any issues or outstanding documentation that is required for closing
- Performed strong time management skills by arriving to work early and reviewing files ahead of time to ensure transactions closed within a reasonable manner
- Familiar with the following applications: PPLus, Cyberquery, Nexus and FCT
- Actively involved in team huddles and 40 Oaks Housing Community as an Equitable Bank Volunteer
Account Service Agent
Royal Bank Of Canada
01.2013 - 09.2015
Education
Certificate - Personal Support Worker
Mohawk College of Applied Arts And Technology
11.2021
License Certificate - Mortgage Agent
REMIC
Toronto, ON07.2020
High School Diploma -
Our Lady Of Mount Carmel Secondary School
Mississauga, ON06.2012
Skills
- Responsible
- Team Player
- Leadership
- Time Management & Organizational skills
- Basic mathematics
- Detail-oriented
- Customer service-focused
- Documentation review
Accomplishments
- Equitable Bank's Quarterly Eastern Canada SFR ALT 2018 Star Award
Certification
Certified Standard First Aid & CPR/AED Level C
Certificate no. 102553379
Expiry August 8, 2024
Timeline
Associate Mortgage Underwriter
First National Financial LP
06.2020 - Current
Residential Mortgage Officer
Equitable Bank
03.2017 - 03.2020
Residential Mortgage Funder
Equitable Bank
09.2015 - 03.2017
Account Service Agent
Royal Bank Of Canada
01.2013 - 09.2015
Certificate - Personal Support Worker
Mohawk College of Applied Arts And Technology
License Certificate - Mortgage Agent
REMIC
High School Diploma -
Our Lady Of Mount Carmel Secondary School
Similar Profiles
Reanna McCallionReanna McCallion
ASSOCIATE MORTGAGE UNDERWRITER at First National Financial LPASSOCIATE MORTGAGE UNDERWRITER at First National Financial LP
NICKETHA VASANTHARAJANNICKETHA VASANTHARAJAN
Mortgage Funder at First National Financial LPMortgage Funder at First National Financial LP
KARISA PATRICKKARISA PATRICK
Fire Insurance Representative at First National Financial LPFire Insurance Representative at First National Financial LP