Reanna McCallion
Mississauga,ON
Summary
Hardworking professional with over ten years of assisting broker, lawyers, and colleagues within the Finance Industry. Highly skilled professional with expertise in data accuracy and most credit procedure, along with being organized and dependable at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
11
11
years of professional experience
1
1
Certification
Work History
ASSOCIATE MORTGAGE UNDERWRITER
First National Financial LP
06.2020 - Current
- Advocated all mortgage applications with accordance to First National's lending policies and procedures as well as to mitigate any concerns surrounding suspected misrepresentation when required
- Communicates on a daily basis with internal and external contacts to ensure transactions are processed in a timely and efficient manner while at the same time providing superior customer service
- Frequently worked excessive hours and consistently provided assistance to my colleagues to achieve First National's service-level agreements
- Displayed strong time management skills by using a work applications
- Ensured due diligence has been completed and compliant protocols are met before signing off on an mortgage conditions or documents, where applicable
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
RESIDENTIAL MORTGAGE OFFICER
Equitable Bank
03.2017 - 03.2020
- Liable for collecting and carefully reviewing all necessary documentation for income and down payment verification with a strong emphasis on anti- money laundering (AML) and Anti-terrorist Financing (ATF)
- Communicates on a daily basis with internal and external contacts to ensure transactions are processed in a timely and efficient manner while at the same time providing superior customer service
- Frequently worked excessive hours and consistently provided assistance to my colleagues to achieve Equitable's service-level agreements
- Displayed strong time management skills by using a work application known as, Cyberquery, to track and manage the flow of applications
- Utilized post-funding audits as a learning tool to avoid future mistakes and to aid in improving compliance ratios
- Ensured due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
- Familiar with the following applications: PPLus, Cyberquery & Nexus
- Actively involved in team huddles and 40 Oaks Housing Community as an
Equitable Bank Volunteer, RESIDENTIAL MORTGAGE FUNDER, Equitable Bank
09.2015 - 03.2017
- Review legal documents in a timely and accurate manner ensuring that documents correspond with the underwriting documentation
- Auditing files to ensure it satisfies with Equitable's policy and guidelines
- Responsible for updating PPlus accordingly from IDs, payment dates, to setting up property tax accounts
- Communicated on a daily basis with lawyers, FCT representatives, mortgage officers, and underwriters via email or phone, to address any issues or outstanding documentation that is required for closing
- Performed strong time management skills by arriving to work early and reviewing files ahead of time to ensure transactions closed within a reasonable manner
- Familiar with the following applications: PPLus, Cyberquery, Nexus and
- FCT
- Actively involved in team huddles and 40 Oaks Housing Community as an
ACCOUNT SERVICE AGENT
Equitable Bank Volunteer, Royal Bank Of Canada
01.2013 - 09.2015
Education
High School Diploma -
Our Lady Of Mount Carmel Secondary School
Mississauga, Eastern, ON06.2012
Personal Support Worker -
Mohawk College of Applied Arts And Technology
11.2021
Certificate -
REMIC
Toronto, ON07.2020
Bachelor of Science - Kinesiology
York University
Toronto, ONSkills
- Strong Analytical and Problem-Solving Skills
- Time Management
- Team Development
- Prioritization
- Conflict Resolution
- Active Listening
- Microsoft Word
- Citrix
- Quality Control
Certification
- ISSA - Certified Personal Trainer
- First Aid/CPR Certified
Timeline
ASSOCIATE MORTGAGE UNDERWRITER
First National Financial LP
06.2020 - Current
RESIDENTIAL MORTGAGE OFFICER
Equitable Bank
03.2017 - 03.2020
Equitable Bank Volunteer, RESIDENTIAL MORTGAGE FUNDER, Equitable Bank
09.2015 - 03.2017
ACCOUNT SERVICE AGENT
Equitable Bank Volunteer, Royal Bank Of Canada
01.2013 - 09.2015
High School Diploma -
Our Lady Of Mount Carmel Secondary School
Personal Support Worker -
Mohawk College of Applied Arts And Technology
Certificate -
REMIC
Bachelor of Science - Kinesiology
York University
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