Jobin Cheriyan
Kitchener,ON
Summary
Internationally trained physician and LOMA certified medical underwriter with over five years of experience. Strong knowledge of Medicine and human anatomy, medical terminologies, diseases, tests and treatment modes. Excellent time management skills combined with a superior knowledge of the medical insurance industry
Overview
11
11
years of professional experience
Work History
Personal Support Worker
HC24 Nursing Agency
01.2022 - Current
- Engaged patients in meaningful conversation, socialization, and activity while providing personal care assistance.
- Built strong relationships with clients to deliver emotional support and companionship.
- Assisted clients with daily living needs to maintain self-esteem and general wellness.
- Supported clients with mental support and physical activities to accomplish quality of life and sustain needs.
- Documented vitals, behaviors, and medications in client medical records.
Life Insurance Underwriter
ICICI General Insurance Company
11.2019 - 12.2021
- Reviewed applications for insurance, analyze risks, and decide whether the company will offer coverage based on potential policy holders' mortality and lifestyle.
- Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications.
- Collaborated with other professionals to develop innovative underwriting solutions.
- Negotiated terms and conditions of coverage with clients to acquire maximum profitability.
- Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
- Evaluate formal and informal life insurance applications for risk up to $1,000,000.
Individual Medical Underwriter
Bajaj Allianz General Insurance Company
08.2015 - 11.2019
- Reviewed financial and medical documents to determine ratings on policies .
- Undertake quality initiatives and maintain high quality to improve end to end customer experience including telephonic interview .
- Communicate with applicants, health professionals, and businesses to gather information and explain decisions and policies.
- Reviewing non-medical risks is also part profile. These risks are associated with lifestyle, for example alcohol use, the practice of hazardous sports, driving record, criminal record etc .
- Responsible for training newly hired underwriters on new underwriting procedures and guidelines.
Disability Claims Specialist
Bajaj Allianz General Insurance Company
01.2013 - 07.2015
- Reviewing eligibility of claimant, assessing total disability through the evaluation of medical information, telephone interviews etc .
- Checked documentation for accuracy and validity on updated systems.
- Performing health, dental, critical illness and disability (long-term and short-term disability (LTD/STD) claim assessment (Performing high value claims review and examination according to protocol).
- Carried out administrative tasks by communicating with clients, distributing mail, and scanning documents.
- Maintained confidentiality of patient finances, records, and health statuses.
Education
Bachelor of Homoeopathic Medicine And Surgery - Family Medicine
Bharati Vidyapeeth University
Pune, India11.2011
Skills
- Time Management
- Team Goals
- Complex Problem-Solving
- Critical Thinking
- Customer Inquiries
- Regulatory Compliance
- Insurance Underwriting
- Health Insurance Industry Knowledge
Timeline
Personal Support Worker
HC24 Nursing Agency
01.2022 - Current
Life Insurance Underwriter
ICICI General Insurance Company
11.2019 - 12.2021
Individual Medical Underwriter
Bajaj Allianz General Insurance Company
08.2015 - 11.2019
Disability Claims Specialist
Bajaj Allianz General Insurance Company
01.2013 - 07.2015
Bachelor of Homoeopathic Medicine And Surgery - Family Medicine
Bharati Vidyapeeth University
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