Gosia Dembinski
Senior Manager, GRM, Corporate Credit Risk Analytics
Oakville
Summary
With a proven track record of almost 20 years at Scotiabank, I excel in leading Corporate Credit Risk Analytics and Credit Risk Help Desk teams, demonstrating strong problem-solving and interpersonal skills. Managed a team of 10-13 for almost 8 years, championing process efficiencies and spearheading training programs. Skilled in risk assessment and regulatory compliance, I effectively coach and motivate, ensuring meticulous attention to detail and robust stakeholder relationships.
Overview
19
19
years of professional experience
4
4
Languages
Work History
Senior Manager, Corporate Credit Risk Analytics
Global Risk Management, Scotiabank
06.2017 - Current
- Managing team of 13 including CCRA Analysts and Credit Risk Help Desk.
- Championed efficiency initiatives and streamlined processes including smart automation of Redemption Lines process.
- Completion of various internal and regulatory reporting requirements including ODAR and overdue CLens Refresh.
- Leading training sessions for CCRA including the Mentorship and Knowledge Foundations programs.
- Resolved escalated issues related to risk policy, process and procedures.
Analyst, Corporate Credit Risk Analytics
Global Risk Management, Scotiabank
11.2015 - 06.2017
- Performed risk assessment analysis as part of the adjudication process.
- Prepared formal authorizations to communicate the terms and conditions of credit authorizations to stakeholders.
- Completed various regulatory reporting requirements (large exposure, Basel III etc.)
- Reviewed and maintained credit files in accordance with bank policy and procedures.
- Coached and trained new team members joining CCRA.
Senior Credit Officer, Special Accounts Management
Global Risk Management, Scotiabank
10.2011 - 11.2014
- Analyzed financial statements and performed risk assessment.
- Assisted in writing Annual Reviews, prepared BEEL, PLDC & QSRs.
- Trained junior staff and delivered presentations for Senior Management.
Client Portfolio Analyst, CPMG Toronto BSC
Commercial Banking, Scotiabank
09.2009 - 10.2011
- Completed financial spreads in MFA and performed financial analysis.
- Supervised team of 5 ensuring accuracy and attention to detail.
- Monitored unusual transactions as part of AML process and reviewed daily overdrafts.
- Prepared Credit Renewal Certificates and BRRM.
Lending Services Officer, Lending Services
Toronto BSC, Scotiabank
09.2007 - 09.2009
- Communicated terms and conditions of credit authorizations to CAU.
- Prepared collateral documentation and Particulars of Fixed Security.
- Processed annual reviews and funding requests,
- Maintained an accurate and complete B/F system.
Document Specialist, Toronto CAU
Small Business Document Centre, Scotiabank
08.2006 - 09.2007
- Reviewed and maintained collateral files for Small Business clients in accordance with bank policy and procedures.
Education
MBA - Finance And Banking
University of Economics And Business
Poznan, Poland 05.2001 -
Skills
- Excellent interpersonal skills and ability to establish strong working relationships
- Strong communication skills and attention to detail
- Proven ability to coach, influence and motivate others
- Demonstrated problem-solving and decision-making skills
Timeline
Senior Manager, Corporate Credit Risk Analytics
Global Risk Management, Scotiabank
06.2017 - Current
Analyst, Corporate Credit Risk Analytics
Global Risk Management, Scotiabank
11.2015 - 06.2017
Senior Credit Officer, Special Accounts Management
Global Risk Management, Scotiabank
10.2011 - 11.2014
Client Portfolio Analyst, CPMG Toronto BSC
Commercial Banking, Scotiabank
09.2009 - 10.2011
Lending Services Officer, Lending Services
Toronto BSC, Scotiabank
09.2007 - 09.2009
Document Specialist, Toronto CAU
Small Business Document Centre, Scotiabank
08.2006 - 09.2007
MBA - Finance And Banking
University of Economics And Business
05.2001 -
Similar Profiles
Bryan OngBryan Ong
Energy Risk Manager (Derivatives Sales) at Global Risk ManagementEnergy Risk Manager (Derivatives Sales) at Global Risk Management
Michael StachowiakMichael Stachowiak
Independent Insurance Adjuster at Global Risk Management SolutionsIndependent Insurance Adjuster at Global Risk Management Solutions
Gitie MedhizadahGitie Medhizadah
Client Solutions Analyst Intern at Scotia Wealth Management at ScotiabankClient Solutions Analyst Intern at Scotia Wealth Management at Scotiabank