Bimaljit Singh Kanda
Brampton,ON
Summary
Results-driven leader with positive attitude and passion for providing high-quality advice and guidance to clients. Proven ability to identify customer needs, resolve conflicts and build strong relationships. Possesses excellent problem-solving, communication and interpersonal skills.
Overview
11
11
years of professional experience
Work History
Home Financing Advisor
Bank of Nova Scotia
12.2021 - Current
- Identify and analyze to ensure complete understanding of the customers need, experience in Real Estate Lending and knowledge of underwriting guidelines
- Provide accurate information and refer customer’s query to relevant mortgage procedures, policies and/or principles
- Recommend appropriate solutions, products and / or alternative options to resolve customer needs
- Authorize detail conditions of funding the advance, set interest rates and establish proper repayment amounts
- Proven track record of Mortgage Sales or other credit product with a sound understanding of the local market
- Mortgage Underwriting Experience
- Monitored customer service operations to confirm compliance with quality standards.
Mortgage Advisor
Canadian Imperial Bank of Commerce
10.2020 - 11.2021
- Processed loan applications and monitored progress from start to finish.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Ensured compliance with all regulatory requirements throughout each step of the mortgage application process, protecting both clients and the company from potential legal issues.
- Assisted clients in understanding the long-term implications of different mortgage options, empowering them to make informed financial decisions.
- Educated first-time homebuyers about available financing options and guided them through each stage of the mortgage application process.
- Negotiated loan terms and conditions with customers to secure best deal.
Mortgage Agent
Akal Mortgages - Mortgage Alliance
06.2020 - 10.2020
- Maintained a high level of professionalism in all interactions, fostering trust and building long-term client relationships.
- Reviewed approved loan applications to facilitate closing process.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Inventory Coordinator
Comtech Energy
09.2019 - 08.2020
- Investigated and resolved variances in inventory counts on monthly basis.
- Kept documentation and records accurate and up-to-date with latest data to prevent errors in processing or delivery.
- Improved inventory accuracy by conducting regular audits and implementing an efficient tracking system.
- Resolved discrepancies between physical counts and electronic records through thorough investigation and reconciliation efforts.
- Created and implemented tracking systems to monitor progress and meet deadlines.
Inventory Coordinator
Sigan Industries Group
04.2014 - 06.2019
- Investigated and resolved variances in inventory counts on monthly basis.
- Improved inventory accuracy by conducting regular audits and implementing an efficient tracking system.
- Kept documentation and records accurate and up-to-date with latest data to prevent errors in processing or delivery.
- Ensured timely payment processing for suppliers by liaising closely with accounts payable department, contributing towards maintaining good supplier relationships.
- Verified receipt of items by comparing items received to items ordered and resolved shipment order errors with suppliers.
Office Administrator
Galaxywood Finishing Corporation Inc.
12.2012 - 01.2014
- Oversaw maintenance of office facilities and equipment by collaborating with and inspecting work of repair contractors.
- Identified and communicated customer needs to supply chain capacity and quality teams.
- Expedited invoice processing by accurately reviewing vendor submissions, reconciling accounts payable discrepancies, and conducting timely payments.
- Streamlined office processes by implementing efficient organizational systems and digital tools.
Education
Business Accounting Advanced Diploma - Accounting And Finance
Humber College Institute of Technology And Advanced Learning
Etobicoke, ON08.2022
Mortgage Agent Course - Banking And Finance
REMIC - Real Estate And Mortgage Institute of Canada Inc.
Mississauga, ON02.2020
Real Estate Salesperson Course -
Humber College Real Estate Education
Toronto, ON09.2019
Skills
- Presentations and public speaking
- Financial History Review
- Sales Forecasting
- Mortgage Underwriting
- Customer Relations
- Payoff Planning
- Financial Accounting
- Credit analysis
- Property Evaluation
Extra Curricular And Volunteer Work
- Humber College Orientation – Volunteer (Group Leader), 09/2012
- Ontario Colleges Marketing Competition (OCMC) – Volunteer, 03/2012
- Help-age India, a non-government organization for seniors (India) – Volunteer, 12/2010
Expertise And Qualifications
- Expertise in CRM software
- Proficient with Microsoft Office Programs: (Word, Excel, Outlook, PowerPoint, Access).
- Other software proficiencies: QuickBooks Pro, Income Tax Profile, Corecon, AccPac, Simply Accounting, Photoshop, and resourceful with the Internet.
- Fluent, confident and comfortable in running Seminars and Staff meetings.
- Excellent interpersonal, time management and organizational skills.
- Teamwork and communication skills used to effectively solve problems and take decision as per situation.
- Experienced in data entry, reconciliation statements, analyzing journals, maintain vendor/customer records, and cross referencing to detect errors.
- Flexible and adaptable to the environment provided.
References
References available upon Request
Languages
English
Full Professional
Punjabi
Native or Bilingual
Hindi
Full Professional
Urdu
Professional Working
Timeline
Home Financing Advisor
Bank of Nova Scotia
12.2021 - Current
Mortgage Advisor
Canadian Imperial Bank of Commerce
10.2020 - 11.2021
Mortgage Agent
Akal Mortgages - Mortgage Alliance
06.2020 - 10.2020
Inventory Coordinator
Comtech Energy
09.2019 - 08.2020
Inventory Coordinator
Sigan Industries Group
04.2014 - 06.2019
Office Administrator
Galaxywood Finishing Corporation Inc.
12.2012 - 01.2014
Business Accounting Advanced Diploma - Accounting And Finance
Humber College Institute of Technology And Advanced Learning
Mortgage Agent Course - Banking And Finance
REMIC - Real Estate And Mortgage Institute of Canada Inc.
Real Estate Salesperson Course -
Humber College Real Estate Education
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