BEANTPAL SINGH
MISSISSUAGA,Ontario
Summary
Credit Analyst knowledgeable in conducting background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Senior Credit Officer
HDFC SALES PRIVATE LIMITED
04.2019 - 04.2023
- Recommended approval or disapproval of commercial, real estate or credit loans.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
Assistant Team Leader
MARGIN EDGE
06.2017 - 03.2019
- Worked with customer service to handle escalated customer issues.
- Created staff schedules, approved requested time off and updated reports.
- Increased sales revenue by 15 % each quarter.
- Covered shift shortages for Evening shifts to keep production schedule on time.
Education
MBA - International Finance Management
Humber College
Toronto, ONCurrent
MBA - FINANCE AND OPERATIONS
GJIMT
MOHALI05-2017
Bachelor in Engineering - Electronics And Communication
RAYAT AND BAHRA UNIVERSITY
MOHALI06-2014
Skills
- Multitasking Abilities
- Credit decisions
- Credit risk
- Decision Making
- Documentation Review
- Loan Underwriting
- Risk Assessment
- Banking Operations
- Pricing Strategy
- Cash Flow Analysis
- Portfolio Management
- Market Trend Analysis
Languages
English
Elementary
Hindi
Elementary
Punjabi
Elementary
Certification
Credly Introductory Course in Microsoft Word, Excel and Powerpoint 2019.
Timeline
Senior Credit Officer
HDFC SALES PRIVATE LIMITED
04.2019 - 04.2023
Assistant Team Leader
MARGIN EDGE
06.2017 - 03.2019
MBA - International Finance Management
Humber College
MBA - FINANCE AND OPERATIONS
GJIMT
Bachelor in Engineering - Electronics And Communication
RAYAT AND BAHRA UNIVERSITY
Similar Profiles
Swapna RawleSwapna Rawle
Manager - Business Intelligence Unit at HDFC Sales Private LimitedManager - Business Intelligence Unit at HDFC Sales Private Limited
BEANTPAL SINGHBEANTPAL SINGH
Senior Credit Officer at HDFC SALES PRIVATE LIMITEDSenior Credit Officer at HDFC SALES PRIVATE LIMITED
Pankaj JoshiPankaj Joshi
Sr. Credit Officer at M/s HDFC Sales Private LimitedSr. Credit Officer at M/s HDFC Sales Private Limited
ASWATHY ALINGAL DHARMADASASWATHY ALINGAL DHARMADAS
RECYCLING AUDITOR at Reverse logistics groupRECYCLING AUDITOR at Reverse logistics group
Ruth Pamelyn BrownRuth Pamelyn Brown
Sales Associate at Beauty Touch AvenueSales Associate at Beauty Touch Avenue