BEANTPAL SINGH
MISSISSAUGA,Ontario
Summary
Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications and providing recommendations for approval or disapproval. Conducted in-depth analysis of credit portfolios, assessing risk exposure and identifying potential areas of concern. Utilized statistical models to quantify risk metrics such as default probability, loss severity, and portfolio volatility, resulting in a 10% reduction in non-performing assets over the fiscal year.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Senior Credit Officer
HDFC SALES PRIVATE LIMITED
CHANDIGARH, PUNJAB
04.2019 - 04.2023
- Recommended approval or disapproval of commercial, real estate or credit loans
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams
- Obtained and interpreted financial statements to assist in credit limit reviews
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
Assistant Team Leader
MARGIN EDGE
CHANDIGARH, PUNJAB
06.2017 - 03.2019
- Worked with customer service to handle escalated customer issues
- Created staff schedules, approved requested time off and updated reports
- Increased sales revenue by 15% each quarter
- Covered shift shortages for Evening shifts to keep production schedule on time.
Education
Postgraduate Diploma - Global Business Management
Humber IGS College
MBA - Finance And Operations
GJIMT
Bachelor in Engineering - Electronics And Communication
Rayat and Bahra University
Skills
- Strong organizational, time-management, and multitasking skills
- Ability to work effectively with others as part of a team
- 35-40 wpm typing speed with Strong hand in MS office and MS Outlook
- Excellent customer service skills with the ability to communicate information effectively
Certification
- Security, Forklift, CPR and G2 License.
- Credly Introductory Course on MS word, Excel and PowerPoint.
- Trailhead certification on Salesforce and AI basics modules.
- 82 Minutes of Strategic Planning Learning.
Projects
Analyzing the Target market and Unique selling Proposition of product "Amazon Go" of Amazon. Identifying ways to reduce negative mental health impacts from international students' academic challenges in IGS.
Timeline
Senior Credit Officer
HDFC SALES PRIVATE LIMITED
04.2019 - 04.2023
Assistant Team Leader
MARGIN EDGE
06.2017 - 03.2019
Postgraduate Diploma - Global Business Management
Humber IGS College
MBA - Finance And Operations
GJIMT
Bachelor in Engineering - Electronics And Communication
Rayat and Bahra University
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