ISLAM GUELLATI

Missions:

• Member of credit committee
• Ensure compliance with CREDIT and RATING policies
• Able to make credit recommendation in accordance with bank policies
• Analyze and approve Risk committee reporting
• Ensure compliance with group policies on social and environmental responsibility as second line of defense
• Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
• Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
• Devised collection recovery strategies to resolve customer issues and delinquent cases.
• Gathered loan documentation for underwriting.
• Complied with internal controls and government regulations.
• Performed credit reviews on corporations to assess financial conditions.

Main achievement:
Project Manager in mission of reliability of critical data related to Risk Weighted Asset - case: Internationals guarantees

Missions:

• Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
• Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts.
• Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
• Facilitated new client onboarding process and investment account setup.
• Assisted clients with preparing financial plans, conducting investment research, and completing trades and transactions to assess and meet financial goals.
• Provided specialized financial planning support for clients with diverse portfolios and individual need.

Main achievement:
Work as business analyst on different projects to improve the internal tools/ workflows

• Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
• Performed complex financial and budget analyses to determine requirements and justify requested funding.
• Used relevant financial technology to generate reports and recommended courses of action to upper management.
• Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
• Reviewed financial reports and streamlined operations to increase productivity and company profits.
• Evaluated financial performance of investments, acquisitions and other business opportunities to provide strategic recommendations.

Main achievement :

Participation in banking syndication of the biggest tissue manufacturing in Africa