Asmaou Diallo
Ajax,ON
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
11
11
years of professional experience
Work History
Credit Analyst
Samuel Son, & Company
03.2021 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness, assessed credit risk and analyzed financial statements.
- Made decisions and recommendations about extending lines of credit with a credit authority of $2.5M.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses. Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Gathered loan documentation for underwriting.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Participated in loan committee meetings to provide input on lending processes.
- Conducted presentations to upper management and executive teams for loan recommendations.
Business Analyst
Scotiabank
01.2020 - 01.2021
- Interacted with internal customers to understand business needs and translate into requirements and project scope.
- Collaborated with stakeholders to define project objectives and criteria.
- Performed gap analysis to identify areas of improvement.
- Improved business direction by prioritizing customers and implementing changes based on collected feedback.
- Assisted in managing initiatives, analysis, and on-boarding, in alignment with relevant bank policies and business and enterprise objectives.
- Performed analysis on market data content and products across all asset classes,
- Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
- Generated business intelligence reports to inform strategic decision-making.
Financial Analyst
Fitex Consulting
03.2013 - 05.2018
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Performed complex financial and budget analyses to determine requirements and justify requested funding.
- Used relevant financial technology to generate reports and recommended courses of action to upper management.
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Provided strategic planning advice and financial oversight for corporate stakeholders.
- Assisted in preparation of presentations, data tables and other documents for investor meetings.
- Reviewed and analyzed project spending throughout project life cycle.
- Participated in client meetings to discuss financial analysis and investment strategies.
Junior Credit Analyst
DLL Financial Solutions
04.2012 - 01.2013
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Assessed credit risk and analyzed financial statements.
Education
Master of Science - International Financial Analysis
Neoma Business School
Reims, FranceMaster of Science - Finance
Universite De Montpellier 1
Montpellier, FranceSkills
- Social Perceptiveness
- Credit Decisions
- Commercial and Credit Loans
- Underwriting
- Collateral Valuation
- Critical Thinking
- Improvement Plans
- Credit Risk Analysis
Timeline
Credit Analyst
Samuel Son, & Company
03.2021 - Current
Business Analyst
Scotiabank
01.2020 - 01.2021
Financial Analyst
Fitex Consulting
03.2013 - 05.2018
Junior Credit Analyst
DLL Financial Solutions
04.2012 - 01.2013
Master of Science - International Financial Analysis
Neoma Business School
Master of Science - Finance
Universite De Montpellier 1
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