Umair Ali
Surrey,BC
Summary
Seasoned financial management professional with proven expertise in accounting processes, system oversight, and compliance reporting. Knowledgeable about credit contract administration, budgeting, and all other aspects of successful financial operations. Talented team builder with excellent communication and problem-solving abilities. Bringing 3 years' experience in banking and related roles.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Credit Administration Officer
Summit Bank Limited
Islamabad, Pakistan
09.2022 - 12.2023
- Preparation of documentation checklist to determine the documents, securities, etc
- Required to be obtained from the customer
- Preparation of financing and security documents
- Close liaison with respective RM's for their queries and requirements
- Receive collateral as per credit approval and ensure that positive legal opinion and valuation is in hand
- Ensuring compliance with SBP Prudential Regulations
- Finalization of Disbursement Authorization Certificate.
Credit Administration and Risk Officer
U Microfinance Bank Limited
Islamabad, Pakistan
09.2021 - 09.2022
- Related documents which involve disbursed the loan after reviewing the documents as mentioned in the Credit.
- Conducted risk assessments to identify and evaluate potential threats to the organization's operations, personnel, assets and reputation.
- Developed customized strategies for managing identified risks in accordance with organizational objectives.
- Reviewed existing policies and procedures related to risk management and recommended changes where necessary.
- Performed regular audits of processes and procedures involving financial transactions or investments.
- Identified opportunities for improving efficiency by streamlining existing processes or implementing new ones.
Bancaassurance Sales Officer
Habib Bank Limited
Islamabad, Pakistan
02.2021 - 08.2021
- To search and deal with the potential customers for the insurance policies
- Keeps management informed by submitting activity and results reports (daily call reports, weekly work plans, and monthly targets)
- Identified customer needs and developed customized solutions.
- Implemented promotional campaigns to boost sales volume.
- Analyzed customer feedback to improve product offerings.
- Built relationships with key clients through regular contact.
- Maintained accurate records of all sales activities and results.
Internship
Pakistan Telecommunication Company Limited (PTCL)
Islamabad, Pakistan
07.2019 - 08.2019
- Preparation of Financials for Management Reporting, Budget Collection, Comparison of Budget
- Responsible for the developing the churn analysis and and other financial impact on month wise
- Coordinate in collection of Information, Data Collection, Preparation and Review of KPIs, and Trend Analysis with my manager
- Preparation of presentations of information required by manager
- Responsible for the assurance of the completion of documents for every entry.
Internship
Askari Bank Limited
Rawalpindi, Pakistan
07.2018 - 08.2018
- Responsible for helping the clients with various questions and concerns related to their accounts
- Responsible for checking the entries of cheques
- Responsible for helping the manager in the lockers section
- Responsible for the opening and closing of accounts with my manager
- Responsible for helping my managers with their different tasks as well.
Education
MBA - International Business
Trinity Western University
Langley, BC01-2026
BBA - Business Adminitration
Comsats University Islamabad
Islamabad,Pakistan09.2020
Skills
- Risk Analysis
- Relationship Building
- Business Relationship Management
- Data Analysis
- Critical Thinking
- Quality Controls
- Creditworthiness Determination
- Documentation Management
- Risk Assessment
- Customer Relations
- Decision-Making
Certification
- Nestle Training Certificate on "How To Ace your Interviews"
- Ufone Master class on ''Work Ethics''
- Ufone Master class on ''Microsoft Excel Essentials''
- Ufone Master Class on ''Microsoft Powerpoint''
- Training Certificate on ''Freelancing"
Languages
- English, Full Professional Proficiency
- Urdu, Full Professional Proficiency
- Punjabi, Full Professional Proficiency
Projects
- Seminar Conduction (Business Communication Workshop)
- Organized Comsats Business Case Competition (CBCC)
- Comsats Project and Career Expo
- Conducted interviews from the employees of PTV to gather information on conflict resolution and keeping themselves motivated to achieve their goals
Accomplishments
1) I’ve been the assistant director of finance department in the Hult Price Competition and been awarded (2019).
2) I’ve got numerous certifications from different societies.
3) I’ve been the head of COMECS society and has served 3 years doing extra curricular activities.
Timeline
Credit Administration Officer
Summit Bank Limited
09.2022 - 12.2023
Credit Administration and Risk Officer
U Microfinance Bank Limited
09.2021 - 09.2022
Bancaassurance Sales Officer
Habib Bank Limited
02.2021 - 08.2021
Internship
Pakistan Telecommunication Company Limited (PTCL)
07.2019 - 08.2019
Internship
Askari Bank Limited
07.2018 - 08.2018
MBA - International Business
Trinity Western University
BBA - Business Adminitration
Comsats University Islamabad
- Nestle Training Certificate on "How To Ace your Interviews"
- Ufone Master class on ''Work Ethics''
- Ufone Master class on ''Microsoft Excel Essentials''
- Ufone Master Class on ''Microsoft Powerpoint''
- Training Certificate on ''Freelancing"
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