Tracy Vrkljan
Niagara Falls,ON
Summary
Motivated individual with 10 years of expertise examining documentation for fraud as a mortgage broker. Knowledgeable resource committed to finding answers and working with clients and interdepartmental personnel. Promoting exemplary skills in analytics and fraud pattern detection.
Overview
24
24
years of professional experience
Work History
Mortgage Broker
Real Mortgage Associates Inc
04.2015 - Current
- Assisted clients in improving their credit scores and overall financial standing, increasing their chances of loan approval and favorable terms.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Implemented efficient documentation practices that expedited processing times while ensuring compliance with industry regulations.
- Conducted comprehensive financial assessments to determine borrower eligibility for various loan programs, optimizing client outcomes.
- Evaluated customer data to identify and prevent fraudulent activities.
- Increased accuracy in identifying fraudulent transactions by utilizing advanced data analytics techniques and software tools.
- Provided training to new team members on fraud detection techniques, enhancing their ability to identify potential threats quickly and accurately.
- Maintained a strong network of industry professionals, fostering valuable partnerships that benefited clients and business growth.
- Collaborated with lenders to secure competitive interest rates and terms, resulting in more affordable home financing options.
- Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
Senior Transportation Analyst
Maple Leaf Foods
04.2013 - 01.2015
- Provided guidance to junior analysts in effectively conducting research and analysis tasks related to transportation operations.
- Reduced overall transportation costs with strategic planning and route optimization.
- Resolved any issues or discrepancies in shipment documentation, ensuring timely deliveries without penalties or delays.
- Improved on-time delivery rates by implementing efficient scheduling processes.
- Managed relationships with carriers, maintaining a reliable network of service providers for various shipping needs.
- Collaborated with supply chain partners to ensure seamless integration of transportation planning and execution.
- Conducted regular audits of transportation operations, ensuring compliance with regulations and policies.
Supply Chain Manager
Tija Ceramic Studio
05.2007 - 03.2013
- Oversaw demand planning, purchasing, and logistics.
- Managed logistics functions including shipping coordination, customs compliance, freight negotiations, and carrier selection.
- Enhanced inventory accuracy with the implementation of a robust cycle counting program.
- Collaborated with sales and production teams to develop integrated planning processes, improving overall business performance.
- Optimized warehouse operations, resulting in improved order fulfillment rates and reduced order processing time.
Division Transportation Planner
Frito Lay
01.2000 - 02.2004
- Implemented the Canadian operational implementation of Core Carrier Strategy and obtained a substantial transportation savings of $1.8 million dollars in 2 years.
- Negotiated 3rd party distributor agreements for Brand Key Account Managers for LTL on new product innovation saving $10000 in 2001.
- Examined carrier costs and services to recommend alternatives and improvements.
- Established relationships with trucking companies to acquire long-term business commitments and desirable rates.
- Planned pickups and drops for suppliers and carriers.
- Optimized freight movement through detailed analysis of cargo volumes, transport modes, and infrastructure capacity.
Education
Accreditation - Financial Underwriting
UBC Sauder School of Business
Vancouver, BC04.2024
Mortgage Broker - Mortgage Brokering
Mortgage Professional of Canada
Toronto, ON08.2019
Logistics Diploma - Logistic Analyst
Frito Lay Logistics College
Plano, Texas03.2001
Skills
- Superior customer service
- Collaborative Teamwork
- Effective problem solving
- Accurate Documentation
- Training and coaching
- Documentation And Reporting
- Skilled in a variety of software
- Fraud prevention
- Fraud Detection
- Dispute Resolution
- Data Analysis
Accomplishments
Halton Volunteer Impact Award - Supporting in a volunteer capacity for victims involved in fatal traffic accidents for 17 years with the Ontario Provincial Police.
Timeline
Mortgage Broker
Real Mortgage Associates Inc
04.2015 - Current
Senior Transportation Analyst
Maple Leaf Foods
04.2013 - 01.2015
Supply Chain Manager
Tija Ceramic Studio
05.2007 - 03.2013
Division Transportation Planner
Frito Lay
01.2000 - 02.2004
Accreditation - Financial Underwriting
UBC Sauder School of Business
Mortgage Broker - Mortgage Brokering
Mortgage Professional of Canada
Logistics Diploma - Logistic Analyst
Frito Lay Logistics College
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