Summary
Overview
Work History
Education
Skills
Timeline
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Sidharth Mann

Sydney,NS

Summary

Credit & Risk business analyst offering 7 years of banking and finance industry success. Expert on business and systems requirements, user acceptance testing and end-user training. Accomplished at leveraging past lessons to inform future decision-making.

Overview

9
9
years of professional experience

Work History

Pharmacy Assistant

Paramount Pharmasave
02.2022 - Current
  • Organized client information into correct profiles while maintaining confidentiality.
  • Gathered and bagged prescriptions and prepared extemporaneous pharmaceuticals.
  • Received, processed and entered prescription orders into pharmacy databases.
  • Assisted pharmacist by filling prescriptions for customers and responding to patient questions regarding prescription and medication-specific issues.
  • Trained new pharmacy staff on computer system and drug management protocols.

Senior Credit Analyst (Team Coach)

American Express
12.2016 - 12.2021
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
  • Reviewed credit reports database to comprehensively view borrowers' credit history and identify potential red flags.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Created in-depth credit presentations that were user-friendly and easy to understand.
  • Assessed credit risk and analyzed financial statements.
  • Worked as Team Coach handling centurions database and responsible for team performance and team reviews with management
  • Risk assessment for credit system making new policies like, credit approval, recovery projections, exceptions criteria, Moratorium policies, payment plans, etc.
  • Collaborated with other teams to identify and mitigate risks impacting organization.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Participated in team-building activities to enhance working relationships.
  • Participated in continuous improvement by generating suggestions, engaging in problem-solving activities to support teamwork.

Process Expert

Encore Capital Group
08.2015 - 12.2016
  • Recommended credit operational improvements based on tracking and analysis of credit data.
  • Gathered, documented, and modeled data to assess business trends.
  • Conducted thorough reviews of operations to devise and deploy improvement strategies.
  • Leveraged on-site observation and personal interviews to identify team and individual strengths.
  • Worked well in a team setting, providing support and guidance.
  • Developed strong communication and organizational skills through working on group projects.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Restructured procedures through coordination with compliance director to create and execute projects.
  • Compiled research data and gave professional presentations highlighting finds and recommended optimizations.
  • Evaluated diverse organizational systems to identify workflow, communication, and resource utilization issues.

Junior Engineer PS

HCL
06.2014 - 05.2015
  • Worked effectively in fast-paced environments.
  • Demonstrated strong organizational and time management skills while managing multiple projects.
  • Cultivated interpersonal skills by building positive relationships with others.
  • Gained strong leadership skills by managing projects from start to finish.
  • Resolved problems, improved operations and provided exceptional service.

Education

Post-Baccalaureate Diploma in Business Analytics - Business Analytics

Cape Breton University
Sydney, NS
12.2024

Bachelor of Technology - Computer Science

Delhi Institute of Technology And Management
NCR, India
05.2014

Skills

  • Data Analysis
  • Statistical Analytics
  • Risk Assessment
  • Advanced Microsoft Office
  • SQL
  • Statistical Forecasting
  • Logistics Modeling
  • Tableau
  • SWOT Analysis
  • Data Mining
  • Regression Algorithms
  • Data Visualization

Timeline

Pharmacy Assistant

Paramount Pharmasave
02.2022 - Current

Senior Credit Analyst (Team Coach)

American Express
12.2016 - 12.2021

Process Expert

Encore Capital Group
08.2015 - 12.2016

Junior Engineer PS

HCL
06.2014 - 05.2015

Post-Baccalaureate Diploma in Business Analytics - Business Analytics

Cape Breton University

Bachelor of Technology - Computer Science

Delhi Institute of Technology And Management

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Sidharth Mann