RITU SHAH

Managing Kitchen Department and Services.

Managing Credit function of Retail Assets Department such as;

• Mortgage Loan, Equipment Finance Loan and Unsecured Business Loan
• Prepare and make considered recommendations to Manager or senior underwriter where any mortgage application is above authority limit.
• Review documents and source of fund as per lending requirement within their guideline and compliance.
• Performed statistical analyses to gather data for operational and forecast team needs

• Property documents Analyzes with Technical and Legal documents.
• Investigated and resolved customer disputes related to credit decisions.
• Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags
• Made decisions and recommendations about extending lines of credit

Customer credit analysis for Auto Loan.