Summary
Overview
Work History
Education
Skills
Websites
Languages
Affiliations
Accomplishments
References
Timeline
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Randy Deriane

Randy Deriane

Montreal,Canada

Summary

Dynamic Mortgage Specialist at Scotiabank with extensive experience in risk management and due diligence. Renowned for delivering exceptional customer service while creating customized financial solutions. Proficient in assessing creditworthiness, fostering strong client relationships that drive successful outcomes and enhance satisfaction in high-pressure environments.

Overview

12
12
years of professional experience

Work History

Mortgage Specialist

Scotiabank
Montreal, Canada
10.2021 - Current
  • Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
  • Set up debt payment plans based on client credit, income and assets.
  • Coordinated with underwriters for loan approval and final decision-making.
  • Collaborated with other departments such as accounting and legal to ensure timely completion of transactions related to assets.
  • Maintained relationships with brokers, financial advisors, and bankers who provide services related to assets.
  • Ensured compliance with regulatory requirements and industry standards.
  • Recognized by management for providing exceptional customer service.
  • Demonstrated strong problem-solving skills, resolving issues efficiently and effectively.

Financial Senior Representative

Caisse Desjardins
Quebec, Canada
01.2018 - 09.2021
  • Guided client decisions based on tax or other financial benefits to help each reach desired goals.
  • Prepared and presented detailed financial reports and performance analytics to clients during review meetings.
  • Generated sales leads by attending trade shows and networking events.
  • Provided assistance to prospective clients to encourage high level of customer service.
  • Partnered with team members in other business functions to establish best possible solutions.
  • Monitored and reported on the effectiveness of business development strategies and tactics, suggesting adjustments as needed.
  • Managed client accounts ensuring excellent service delivery throughout the lifecycle of each project.
  • Managed client expectations and resolved any concerns or issues promptly.

Financial Representative

CIBC
Montreal, Canada
08.2013 - 01.2017
  • Identified and evaluated customer needs for financial products and services.
  • Discussed client financial options to keep customers informed regarding transactions.
  • Investigated financial resources and creditworthiness.
  • Developed and maintained relationships with customers and assisted in generating sales opportunities.
  • Built positive and productive customer connections to drive consistent sales.
  • Organized meetings with potential clients to discuss their financial goals and objectives.
  • Analyzed client capital structures and plans and recommended products and financial strategies to meet needs.
  • Advised clients on how best to diversify their investments while minimizing risks associated with them.

Education

Bachelor of Science - Economics Major, Business Law Minor

University of Montreal
Montreal, QC
01.2019

Skills

  • Due diligence
  • Real estate analysis
  • Credit-worthiness determination
  • Risk management
  • Financial software
  • Debt management
  • Statistical analysis

Languages

  • French, Fluent
  • English, Fluent
  • Arabic, Fluent

Affiliations

  • Football
  • Basketball
  • Gardening
  • Ping Pong
  • Camping
  • Hiking

Accomplishments

  • Best Seller for 6 consecutive Quarters at CIBC
  • Best Mortgage Insurance Seller - Cross selling products at Scotiabank

References

References available upon request.

Timeline

Mortgage Specialist

Scotiabank
10.2021 - Current

Financial Senior Representative

Caisse Desjardins
01.2018 - 09.2021

Financial Representative

CIBC
08.2013 - 01.2017

Bachelor of Science - Economics Major, Business Law Minor

University of Montreal

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Randy Deriane