Vincent Lacaria
Vaughan,Ontario
Summary
Seasoned professional with self-directed mindset and extensive experience structuring loan applications for residential mortgage and construction mortgage products in one of the most dynamic markets in the world. Highly analytical, organized and detail-oriented with systematic approach.
Overview
6
6
years of professional experience
Work History
Mortgage Specialist Associate
Royal Bank Of Canada
10.2020 - Current
- Achieved high customer retention rate through exceptional relationship management and personalized service.
- Enhanced client trust in the organization through transparent communication and consistent delivery on commitments.
- Provided comprehensive financial guidance to clients, recommending suitable mortgage products based on their needs and goals.
- Collaborated with real estate agents to establish referral networks, fostering mutually beneficial partnerships.
Financial Advisor
TD Canada Trust
01.2018 - 10.2020
- Advised clients on portfolio allocation and various investment types.
- Evaluated financial reporting systems, accounting and collection procedures and investment activities to make recommendations for changes to procedures, operating systems, budgets and other financial control functions.
- Initiated customer relationships through prospecting, lead utilization, local market and community involvement.
- Analyzed clients' financial situations to offer products to improve standard of living.
Education
Bachelor of Commerce - Real Estate And Economics
Toronto Metropolitan University
04.2017
Skills
- Highest and best use analysis
- Microsoft Excel
- Property valuation
- Loan Underwriting
- Appraisal review
- Cash Flow analysis
- Due diligence
- Real Estate Economics
- Feasibility Studies
- Investment Analysis
Languages
English
Native or Bilingual
Spanish
Elementary
French
Elementary
Italian
Elementary
Timeline
Mortgage Specialist Associate
Royal Bank Of Canada
10.2020 - Current
Financial Advisor
TD Canada Trust
01.2018 - 10.2020
Bachelor of Commerce - Real Estate And Economics
Toronto Metropolitan University
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