Omar Biad
London
Summary
Personable and driven with natural ability to build relationships and motivate teams. Possesses deep understanding of consumer behavior and market trends, complemented by strong skills in negotiation and strategic planning. Committed to driving sales growth and achieving impactful business results.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Finance Manager
Canada Auto Lending
Remote In Ontario & British Columbia
04.2025 - Current
- Securing Financing & Loan Structuring – Worked with banks and lenders to secure the best financing and leasing options for customers while optimizing dealership revenue.
- Maximizing Profitability Through F&I Sales – Upsold extended warranties, insurance, and other finance products to increase dealership profitability.
- Ensuring Compliance & Accuracy – Maintained strict adherence to federal and provincial regulations, ensuring all financing paperwork is accurate and legally compliant.
- Customer Relationship Management – Built trust with customers by clearly explaining loan terms and addressing concerns, leading to repeat business and referrals.
- Training & Coaching Sales Teams – Educated sales teams on financing options, upselling techniques, and compliance to improve closing rates and overall dealership performance.
Finance Manager
401 Auto Group
Peterborough, ON
12.2024 - 04.2025
- Securing Financing & Loan Structuring – Worked with banks and lenders to secure the best financing and leasing options for customers while optimizing dealership revenue.
- Maximizing Profitability Through F&I Sales – Upsold extended warranties, insurance, and other finance products to increase dealership profitability.
- Ensuring Compliance & Accuracy – Maintained strict adherence to federal and provincial regulations, ensuring all financing paperwork is accurate and legally compliant.
- Customer Relationship Management – Built trust with customers by clearly explaining loan terms and addressing concerns, leading to repeat business and referrals.
- Training & Coaching Sales Teams – Educated sales teams on financing options, upselling techniques, and compliance to improve closing rates and overall dealership performance.
Sales Manager
LendCare Capital
Pickering, ON
12.2022 - 12.2024
- Underwrote Loans & Assessed Risk – Analyzed credit applications, assessed financial stability, and approved or declined auto loans based on lending policies.
- Managed Dealer Relationships – Developed and maintained strong partnerships with dealerships to increase loan origination and negotiate competitive lending terms.
- Ensured Compliance & Regulatory Adherence – Ensured all loans met federal and provincial lending regulations, anti-fraud measures, and internal compliance policies.
- Optimized Loan Portfolio Performance – Monitored loan performance, minimized default risk, and adjusted lending strategies to maximize profitability.
- Trained & Supported Dealership Finance Teams – Educated dealership finance managers on lender requirements, product offerings, and strategies to improve loan approval rates.
- Managed financial reporting and analysis for monthly performance reviews.
- Developed and implemented budget forecasting processes to enhance accuracy.
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
Education
College Diploma - Human Resources & Occupational Behaviour
Durham College
Oshawa, ON05-2022
Skills
- Loan structuring
- Compliance adherence
- Customer relationship management
- Dealer relationship management
- Upselling techniques
- Training sales teams
- Credit evaluation
- Process improvement
- Revenue maximization
- Negotiation skills
- Customer relationship development
- Coaching and training
Languages
English Fluent in reading, writing and conversing
Native or Bilingual
French Fluent in reading, writing and conversing
Full Professional
Arabic Fluent in reading, writing and conversing
Native or Bilingual
Certification
- OMVIC - Georgian College January 2025
- Microsoft Word & Excel certificates
Timeline
Finance Manager
Canada Auto Lending
04.2025 - Current
Finance Manager
401 Auto Group
12.2024 - 04.2025
Sales Manager
LendCare Capital
12.2022 - 12.2024
College Diploma - Human Resources & Occupational Behaviour
Durham College