Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic

Niroshini Karthigayan

Ajax,ON

Summary

To leverage my strong analytical skills, passion for financial markets, and academic background in international trade to contribute effectively to the company. Seeking an opportunity to learn and grow within the dynamic world of finance while delivering measurable results and adding value to the team.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Trade Person/Junior Executive - Operations

Cargills Bank PLC, Trade Finance Department
, Sri Lanka
02.2022 - 05.2024
  • Handling of Trade Products; LC Issuance, LC Bills and Payments, Document Checking, Acceptance, Collection Bills and Payments, Open Account and Advance Payment, Shipping Guarantee, Advance Documents Endorsement, Bank Guarantee Issuance, Claims Handling end to end adhering to International Trade Rules and other local regulatory requirements
  • Checking Availability of Facilities prior to executing Transaction including Checking Facility Structure, Overdue Status, Watch listed Customers, Business Line, Terms and Conditions of Facility Offer letter/Special Business Approvals etc
  • Check AML/Sanction/World Check/Vessel Check (Lloyds sea searcher)
  • Provide functional support for the operations; Handle stationery, archiving, internal and Central bank audits, fixed assets etc
  • Monitor Department's activities including Filing/Stacking Documents in fire proof chubs/Write offs/Approved Destruction of documents/Productivity Analysis etc
  • Serve as the key contact person for customers, relationship managers and staff members
  • Perform UAT/Corrective entries in Core system and Loan System

Account Assistant

Sunil Fernando and Associates, Accounts Department
02.2022 - 05.2024
  • Average knowledge on Quickbook

Educational Gap

Bussiness Management Diploma

Underwriter/Banking Associate

National Development Bank, Micro Finance Department
, Sri Lanka
01.2019 - 01.2020
  • Ensure efficiency of the Micro files verification and facilitate that maximum files are verified and submitted to the credit unit daily
  • The preparation of the credit memo for approval
  • Ensure timely action with respect to loan enquirers
  • Take part knowledge sharing customer event or brand awareness activities to promote the bank as a mass market bank with Micro finance focus
  • Refinance schedule and recovery.

Intern (Customer service representative)

Commercial Bank of Ceylon PLC, Digital Banking Department
09.2017 - 12.2018
  • Worked in digital banking sector.

Education

DIPLOMA IN TRADE -

Institute of bankers in Sri Lanka
08.2024

GRADUATE DIPLOMA IN MANAGEMENT -

Business management School
11.2021

CERTIFICATE IN BUSINESS MANAGEMENT -

Human resource management institute
02.2020

Skills

Hard Skills

  • Customer Service Expertise
  • Banking Operations
  • Data entry Management
  • Sales and Cross Selling
  • Trade Expereince

Soft Skills

  • Problem Solving
  • Adaptability
  • Teamwork
  • Time Management
  • Empathy

Certification

IELTS, IDP, IELTS General Level, 5.5, 05/01/24

Languages

  • English
  • Tamil
  • Sinhala

Timeline

Trade Person/Junior Executive - Operations

Cargills Bank PLC, Trade Finance Department
02.2022 - 05.2024

Account Assistant

Sunil Fernando and Associates, Accounts Department
02.2022 - 05.2024

Underwriter/Banking Associate

National Development Bank, Micro Finance Department
01.2019 - 01.2020

Intern (Customer service representative)

Commercial Bank of Ceylon PLC, Digital Banking Department
09.2017 - 12.2018

Educational Gap

Bussiness Management Diploma

DIPLOMA IN TRADE -

Institute of bankers in Sri Lanka

GRADUATE DIPLOMA IN MANAGEMENT -

Business management School

CERTIFICATE IN BUSINESS MANAGEMENT -

Human resource management institute

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Niroshini Karthigayan