NICHOLAS LABRECQUE
Saskatoon,SK
Summary
Detail-oriented Credit Analyst offering a successful career history comprising 5 years, pursuing a similar position where a well-qualified individual with an understanding of agriculture is highly sought. Skilled in communicating with professionals, supported by a proven track record of driving increased business and generating new accounts. Commended 7 times by current employer's Credit Risk Management team for excellent handling of complex client reviews.
Overview
5
5
years of professional experience
Work History
Senior Commercial Banking Analyst
TD Agriculture Services
12.2021 - Current
- Analyze customer data such as financial statements and production reports to determine level of risk involved for extending credit.
- Prepare concise risk analysis utilizing market, industry, and client research to support projections and proposed credit structure.
- Routinely prepare presentations to upper management and executive teams to support recommended credit structure.
- Annually manage multiple credit portfolios across Saskatchewan, with over 100 borrowers and $120 million in drawn credit volumes.
- Successfully funded $110 million of new-to-bank business over current fiscal year.
- Enhanced existing relationships by delivering exceptional customer service; generating profitable increased business.
- Support sales team(s) by proactively addressing customer needs to stay ahead of competitive pressures.
- Regularly mentor colleagues, providing them with industry knowledge and guidance on credit structure.
Commercial Banking Analyst
TD Agriculture Services
03.2019 - 11.2021
- Developed agriculture industry knowledge, underwriting more than 200 credit deals across diverse variety of Mid-Market Agriculture borrowers.
- Improved understanding of financial statements, bank products, and credit policy.
- Formalized risk assessment models and developed standards for trend analysis for corporate use.
- Created and maintained precise and accurate models, charts and reports.
- Routinely collaborated with colleagues to improve credit efficiency, quality, and speed to market
Education
Bachelor of Commerce - Accounting & Finance
University of Saskatchewan - Edwards School of Business
Saskatoon, SK12.2018
Skills
- Data Analytics
- Credit Application Review
- Loan Recommendations
- Credit Risk Assessments
- Market Trend Analysis
- Sensitivity Analysis
- Creative thinking
- Customer Acquisition
- Strategic Development
- Communication
- Mentorship
Languages
English
Native or Bilingual
Timeline
Senior Commercial Banking Analyst
TD Agriculture Services
12.2021 - Current
Commercial Banking Analyst
TD Agriculture Services
03.2019 - 11.2021
Bachelor of Commerce - Accounting & Finance
University of Saskatchewan - Edwards School of Business
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