Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Jolene Nimalovitch

Saskatoon,SK

Summary

Organized mortgage and auto loan management with 28 years of experience in the auto industry and an additional 2 years in the mortgage industry. Extensive credit knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.

Overview

30
30
years of professional experience

Work History

Mortgage Associate

Mint Mortgage
01.2022 - 01.2024
  • Ensured compliance with federal regulations by meticulously reviewing loan applications for accuracy and completeness.
  • Maintained thorough knowledge of various bank programs to accurately advise clients on suitable options based on their financial situations.
  • Prepared comprehensive loan proposals for prospective borrowers, outlining terms, interest rates, fees, and other important information.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Participated in industry events and conferences to build relationships and gain market intelligence.
  • Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.

Financial Services Manager

Wyant Group
09.1993 - 08.2021
  • Financial Services Manager for Ford, Mercedes-Benz, Jaguar, Land Rover, Volvo, Audi, Porsche, Mitsubishi Maserati and Alfa Romeo. All brands of the Wyant Auto Group in Saskatoon
  • Checked submitted financial documentation for accuracy and integrity against internal and regulatory standards.
  • Developed strong relationships with clients, leading to increased referrals and business growth.
  • Maintained business relationships with multiple bank lenders for increased approvals on loans and leases
  • Identified signs of fraud and took proactive action to protect institutional assets.
  • Maintained and set monthly and yearly business targets on the sale of loan insurance, auto warranties and aftermarket products
  • Negotiated favorable terms for clients in loan agreements, reducing interest rates and fees.
  • Analyzed client credit bureaus to identify best suited auto loan/lease placement
  • Mentored junior staff members on industry best practices and professional development opportunities.
  • Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.

Education

Finance -Mortgage Associate License

Mortgage Professionals Canada
08.2021

High School Diploma -

Bedford Road Collegiate
Saskatoon, SK
06.1993

Skills

  • Goal-Oriented
  • Credit analysis
  • Real estate knowledge
  • Loan Processing
  • Well Organized and detail oriented
  • Legal Document analysis
  • Sales Development
  • Sales Forecasting
  • Problem-Solving
  • Customer Communication & Customer Service

Languages

English
Full Professional

Timeline

Mortgage Associate

Mint Mortgage
01.2022 - 01.2024

Financial Services Manager

Wyant Group
09.1993 - 08.2021

Finance -Mortgage Associate License

Mortgage Professionals Canada

High School Diploma -

Bedford Road Collegiate

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Jolene Nimalovitch