Jihyang Sun
Toronto,ON
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a company where my skills can successfully applied.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Credit Analyst
Shinhan Bank Canada
04.2020 - Current
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Support and participate with Manager with client interviews
- Analyzed credit scores to determine borrowers' creditworthiness.
- Made decisions and recommendations about maturing loans for renewal
- Prepare team responsible for preparation and management of new commercial loan applications, approvals, funding, legal documentation and other loan accounting processes
- Demonstrate strong understanding of the Bank's campaigns, products, services, and distribution channels that lead to increase in sales
Credit Administrator
Shinhan Bank Canada
12.2019 - 05.2020
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Checked loan documents for accuracy prior to closing.
- Compiled final legal packages
Marketing Advocate
KEB Hana Bank Canada
05.2016 - 08.2016
- Promoted new banking products and services to various clients
- Facilitated marketing campaign to increase the bank's brand awareness
- Generated various ideas and contents for sales collateral and advertising
Education
Canadian International School of Beijing
Bachelor of Arts - Business And Society
York University
Toronto, ONSkills
- Collateral Valuation
- Analyzing Financial Statement
- Microsoft Suite
- Fluent in English and Korean
- Intermediate in Chinese
Certification
- [International Baccalaureate Diploma] - [June 2014]
- [ACAMS Foundations], ACAMS - [July 2022]
- [Commercial Lending], Moody's Analytics - [July 2023]
- [CFA Level 1 Candidate], CFA - [Feb 2024]
Timeline
Credit Analyst
Shinhan Bank Canada
04.2020 - Current
Credit Administrator
Shinhan Bank Canada
12.2019 - 05.2020
Marketing Advocate
KEB Hana Bank Canada
05.2016 - 08.2016
Canadian International School of Beijing
Bachelor of Arts - Business And Society
York University
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