HARMEET SINGH
Barrie,Ontario
Summary
Dynamic Mortgage Agent with a proven track record at Dominion Lending Centres, excelling in loan underwriting and document preparation. Adept at resolving discrepancies and ensuring compliance, I leverage strong analytical skills to guide clients in selecting optimal mortgage solutions, enhancing client satisfaction and driving successful outcomes.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Mortgage Agent
Dominion Lending Centres
11.2022 - Current
- Reviewed and analyzed borrower documents (income, credit, employment, and assets) to assess mortgage eligibility and pre-approval conditions.
- Prepared and submitted complete mortgage applications to lenders, ensuring all compliance and underwriting guidelines were met.
- Worked closely with underwriters, appraisers, and lawyers to resolve document discrepancies and ensure smooth file progression to funding.
- Checked credit scores and debt-to-income ratios to help clients choose the best mortgage based on what they could afford and what the lender allowed.
- Maintained accurate records and ensured compliance with FSRA and lender-specific regulations throughout the application process.
Sales and Service Advisor
Zedd Customer Solutions
07.2016 - 12.2019
- Responsible to answer in-bound calls from RBC clients and advise them on their banking products like credit cards, insurance products, credit line, etc.
- Assess client needs by uncovering their requirement and suggesting suitable products.
- Ensure timely resolution of client queries.
- Follow bank protocols and compliance standard.
- Assist team manager to coach new joiners on production environment.
Retail Banking Specialist
Kotak Mahindra Bank
11.2010 - 11.2012
- Generate business for the bank by selling banking products and solutions to the clients.
- Meeting clients and propose insurance products for their businesses.
- Collect information documentation from clients in order to open accounts and keep client files up
to date. - Scope new business opportunities with small business by providing banking solution suitable to
their need. - Work closely win internet-based sales teams to convert leads into meaningful business for the
bank.
Education
Post-Graduate Certificate - Banking And Finance
Lambton College of Applied Arts And Technology
North York01-2014
Bachelor of Commerce - Banking And Finance
University of Delhi
India01-2009
Skills
- Closing process requirements
- Loan underwriting
- Document preparation
- Mortgage underwriting
Languages
English
Full Professional
Hindi
Native or Bilingual
Punjabi
Native or Bilingual
Certification
- Licensed Mortgage Agent - Nov 2022 till Now
- AML Certified.
Timeline
Mortgage Agent
Dominion Lending Centres
11.2022 - Current
Sales and Service Advisor
Zedd Customer Solutions
07.2016 - 12.2019
Retail Banking Specialist
Kotak Mahindra Bank
11.2010 - 11.2012
Post-Graduate Certificate - Banking And Finance
Lambton College of Applied Arts And Technology
Bachelor of Commerce - Banking And Finance
University of Delhi
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