Hardy Sawhney
Brampton,ON
Summary
Analytical Mortgage Agent eager to utilize my years of positive professional performance to bring an invaluable new facet to the team. Advanced knowledge of requirements and guidelines to facilitate underwriting and closing processes.
Overview
25
25
years of professional experience
Work History
Mortgage Specialist
Bank of Montreal
Toronto, Ontario
07.2024 - Current
- Achieved $20M in volume since September 2024, with an additional $4M still in the pipeline.
- Currently, I am carrying a strong mortgage protection ratio on all deals completed, surpassing the mortgage insurance team quotas by 10%, as well as on all cross-sell products by more than 20%.
- Well-versed in BMO Personal Lending application processes across all branch services, and personal lending products, including home financing.
- Secured a position inside a leading EXP Realtor office in Oakville as the "house and sole" mortgage specialist.
Home Financing Advisor
Scotiabank
Toronto, ON
08.2021 - 07.2024
- Developed strategies to maximize customer satisfaction while minimizing risk associated with loan origination activities.
- Have generated approximately $45M in revenue since joining in August of 2021 by creating strong relationships with Realtor Brokerages, Realtors, Law Offices and many Business Professionals.
- Secured relationship with brokerage with +20 Agents establishing the only mortgage advisory seat.
Mortgage Agent/Private Lender
Citadel
Toronto, ON
09.2015 - 08.2021
- Developed catered loan offers to meet clients' needs.
- Processed loans with demonstrated mastery of underwriting criteria and best practices.
- Created realtor and buyer incentives and strategies with agents, builders and buyers.
Restaurant Owner/Operator
Jeanie's Restobar
Mississauga, ON
08.2000 - 08.2017
- Administered finances and led business operations, including running payroll, making bank deposits and analyzing income and expenses to maintain cost-effective operations..
Skills
- Staff leadership
- Creating Campaigns
- Customer Service
- Problem Resolution
- Revenue generation
- Loan package development
- Excellent communicator
- Honest and ethical
- Client management
- Business Development
Timeline
Mortgage Specialist
Bank of Montreal
07.2024 - Current
Home Financing Advisor
Scotiabank
08.2021 - 07.2024
Mortgage Agent/Private Lender
Citadel
09.2015 - 08.2021
Restaurant Owner/Operator
Jeanie's Restobar
08.2000 - 08.2017
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