Seasoned Business Development Manager with over 11 years of experience in fortifying risk management and enhancing strategic growth. Expert in delivering client-focused solutions, driving business growth, and fostering strategic partnerships. Demonstrated ability to deliver data-driven results and manage robust vendor and client relationships in dynamic environments.
Overview
11
11
years of professional experience
Work History
Manager, Risk Strategy
TD Bank
03.2022 - Current
Strategy lead for TD's Personal Lending credit decisioning platform, prioritizing automation, efficient adjudication, minimizing credit risk, and improving customer credit application experience
Review and present data-driven performance analysis of credit strategies and policies to senior management and executives for evaluating business lines' (portfolios') overall credit quality
Partner directly with key stakeholders including marketing, and product partners to support delivery, testing, and implementation of new products, credit policies, and value-creating client-centric solutions
Contribute to development of new processes and policies to optimize bank's approach to unsecured lending
Analyze current market trends and financial data to implement data-driven, risk-reduction-based approval strategies for all new personal lending credit products, activities, processes, and systems
Spearheaded integration of debt servicing strategy solutihigh-riskon that resulted in 3% reduction of operational costs and credit exposure in 3 months
Reduced portfolio client acquisition costs by 2% in 6 months through policy review, product strategy implementation, and market research
Implemented new credit lending strategies that identified high risk accounts and decreased chargeback by 10%
Investment Associate (Private Equity Consultant)
Obsidian Point Partners LLC
01.2022 - 12.2022
Evaluated 130+ M&A opportunities (Including buyout, equity expansion and partnerships) of manufacturing and technology firms in lower-middle market USA.
Utilized Confidential Information Memorandum, financial statements, and research reports to build DCF models and analyze project and investment viability
Presented actionable recommendations via pitch decks and various diligence material to managing partners and other strategic stakeholders (IC)
Co-interviewed, onboarded, and mentored new hires on risk analysis and M&A due diligence best practices
Managed co-investment and secondary interest segments of Obsidian and its portfolio companies.
Liaised with various external stakeholders, executed NDAs and LOIs, and structured deal stacks for acquisition of target companies.
Managed diligence initiative for LBO of $12MM towing and recovery services business in the Chicago-Land area.
Business Development Manager
STAXE.io
01.2022 - 08.2023
Successfully developed high-impact marketing initiatives and strategic plans to generate new business and increase product adoption and awareness.
Spearheaded global market expansion efforts into Africa. Created new revenue streams, achieved 20% increase in client base, hired local staff, and onboarded two strategic partners in 1 year.
Designed framework and business strategy for an independent Spanish record label and Increased client's profit margin by 12% using WEB0 technology.
Generated new business with marketing initiatives and strategic plans.
Private Banker
Scotiabank
12.2015 - 12.2021
Adopted a consultative approach to building and maintaining strong relationships with High and Ultra-High- net-worth clients.
Managed a portfolio of 90 clients and collaborated with cross-functional teams (legal, insurance, financial planning, operations, risk, capital markets) to provide holistic financial solutions in line with client needs.
Retained and grew portfolio by 15% year-over-year through prospecting, strategic partnerships, marketing, deal closing, and utilizing cross-sales.
Led team of 7 bankers in process improvement project that resulted in 50% faster client onboarding and 3x more account acquisitions. Showcased strong leadership and strategic execution abilities.
Conducted frequent annual reviews and portfolio monitoring to reduce financial exposure, identify new opportunities and protect portfolio integrity.
Improved financial well-being of clients by staying abreast of financial markets, current economic trends, and investment opportunities through daily research.
Acted in fiduciary capacity and executed client needs/requests in accordance with CDIC, FCAC, OSFI, and CSI mandates.
Financed multiple credit facilities and transactions ($200MM+) backed by various bank-specialized vehicles (CDOR, LIBOR, Equities, Banker's acceptance, Debt Swaps, FX, etc.) in 3 years.
Small Business Account Executive
Scotiabank
12.2012 - 12.2015
Functioned as trusted advisor and client relationship manager to 150+ small business clients
Evaluated business plans, P&L statements, and customer credit history thoroughly
Leveraged CRM to collect, organize and manage sales data and customer information.
Trained new employees on customer service, money handling and organizing strategies.
Employed sound (research and data-backed) judgement in credit structuring and securing approvals per bank policies and credit risk management best practices
Led division in sales of small business loans and equipment leasing achieving 110% of quota each quarter.
Collaborated with current and potential small businesses extensively to understand needs before proposing specific solutions.
Education
MBA - Strategy And Entrepreneurship
IE Business School
Madrid, Spain
04.2022
MBA - Strategic Management
University of St. Gallen
Switzerland
12.2021
Bachelor of Arts - Economics and Political Science
Lakehead University
Thunder Bay, ON
04.2012
Skills
Verbal and Written communication
Business Development and Sales
Data Analysis
Market Research
Goal-setting and Forecasting
Client Relationship Management (CRM)
Collaboration
Stakeholder Management
Leadership and Team Management
Stakeholder and Investor Relations
Internal Controls and Reporting Systems
Critical Thinking
Teamwork and Collaboration
Good Telephone Etiquette
Build Customer Relationships
Business Activity Tracking
Strategic and Financial Planning
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Manager, Risk Strategy
TD Bank
03.2022 - Current
Investment Associate (Private Equity Consultant)
Obsidian Point Partners LLC
01.2022 - 12.2022
Business Development Manager
STAXE.io
01.2022 - 08.2023
Private Banker
Scotiabank
12.2015 - 12.2021
Small Business Account Executive
Scotiabank
12.2012 - 12.2015
MBA - Strategy And Entrepreneurship
IE Business School
MBA - Strategic Management
University of St. Gallen
Bachelor of Arts - Economics and Political Science
Lakehead University
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