Dheeraj Wadehra
Pickering,ON
Overview
19
19
years of professional experience
Work History
Financial Planner
CIBC Imperial Service
Pickering, ON
11.2022 - Current
- Managing one of the biggest Imperial Service investment portfolio in Scarborough Durham Market, with a portfolio size of over $200 Million
- Reaching out to clients to understand their financial goals, collecting relevant financial information, analyzing and recommending solutions that are best suited for their needs, including day-to-day banking, investments, lending, protection, tax and estate planning
- Leveraging CIBC’s client goal planning tools to help clients plan for retirement and understand strategies to reach their saving goals
- Ensuring that all client interactions are charted and meet the most up-to-date regulatory and compliance guidelines.
- Drafted comprehensive financial plan to offer recommendations and supporting data.
- Provided exceptional customer service, fostering positive word-of-mouth referrals from satisfied clients.
- Established strong partnerships with external professionals such as attorneys or accountants, enabling comprehensive client support in all financial matters.
- Analyzed clients'' financial situations to develop customized strategies for debt management and wealth accumulation.
- Mentored junior team members to enhance their understanding of financial planning principles and best practices.
- Enhanced client retention by delivering timely market insights and adjusting investment strategies accordingly.
- Studied financial documents to identify potential areas needing improvement.
- Created financial models to analyze and evaluate investment strategies.
- Implemented exit strategies for clients to transition out of investments.
Financial Advisor
CIBC Imperial Service
Pickering, ON
01.2015 - 11.2022
- Worked on an Imperial Service Build Portfolio by taking on clients from retail banking platform to understand their personal and business priorities, advise them on solutions, and provide a forward-looking financial plan, keeping in mind their current holdings, contribution room, cash flow, and recommending solutions for their registered and non-registered accounts
- Discussed estate-planning strategies with clients, ensure beneficiaries are designated on accounts and assessing the consequences of adding a joint account holder
- Developed tax efficient investment plans to help client achieve their financial goals, while making sure recommendations are in line with client’s risk profile, time horizon, investment objectives, and return expectations.
Senior Financial Services Representative
CIBC
Pickering, ON
11.2011 - 01.2015
- Planned daily and weekly activities to achieve business goals within the frame of compliance policies and procedures
- Developed relationship with service partners to optimize business opportunities and referrals
- Assisted Personal and Business clients with basic banking needs, while educating them about banking solutions, like overdraft, credit and debit cards, emergency funds, and building credit history.
Universal Banker
CIBC
Commerce Court, Toronto
11.2006 - 11.2011
- Met all customers immediate service needs quickly, professionally and accurately
- Identified client needs and make referrals to colleagues when appropriate
- Promoted CIBC banking products and services
- Balanced cash holdings, debits, credits and foreign exchange transactions.
Executive Customer Service
Indas Ltd.
Markham, Ontario
01.2005 - 01.2006
- Managed sales and customer retention via telephone and email for all Rogers magazines
- Up-sold in addition to providing accurate information to the customer
- Handled transactions also assisting in overall administration.
Education
Certified Financial Planner (CFP) -
FP Canada
Qualified Associate Financial Planner (QAFP) -
FP Canada
01.2020
Personal Financial Planner (PFP) -
CSI
06.2019
Wealth Management Essentials(WME) -
CSI
05.2017
Conduct and Practices Handbook Course(CPH) -
CSI
04.2015
Canadian Securities Course (CSC) -
CSI
11.2014
Investment Funds In Canada (IFIC) -
CSI
06.2010
Diploma in Concept Sales -
Delhi University
09.1996
Bachelors Degree in Economics -
Delhi University
07.1996
Skills
- 20 years of experience in retail banking, financial management, investment planning, and professional relationship management
- Portfolio management- Four Quadrant Planning
- Strong client relationship building and networking skills
- Proactively identifying opportunities to grow business through community events
- Understands customer concerns and develops customized solutions to accomplish client goals
Accomplishments
CIBC Diamond Club - 2024
CIBC Imperial Club winner - 2023
CIBC- Achievers Club. -2023, 2021, 2020, 2018. 2019
Languages
English
Full Professional
Timeline
Financial Planner
CIBC Imperial Service
11.2022 - Current
Financial Advisor
CIBC Imperial Service
01.2015 - 11.2022
Senior Financial Services Representative
CIBC
11.2011 - 01.2015
Universal Banker
CIBC
11.2006 - 11.2011
Executive Customer Service
Indas Ltd.
01.2005 - 01.2006
Certified Financial Planner (CFP) -
FP Canada
Qualified Associate Financial Planner (QAFP) -
FP Canada
Personal Financial Planner (PFP) -
CSI
Wealth Management Essentials(WME) -
CSI
Conduct and Practices Handbook Course(CPH) -
CSI
Canadian Securities Course (CSC) -
CSI
Investment Funds In Canada (IFIC) -
CSI
Diploma in Concept Sales -
Delhi University
Bachelors Degree in Economics -
Delhi University