Dawood Nizamuddin
Mortgage Specialist
Richmond Hill,ON
Summary
*Relationship-development expertise that compliments the ability to aggressively build solid client base and drive revenue growth. Creative Mortgage Specialist aiming to increase corporate value through excellence in mortgage lending.
*Specialties include Client Relations and application of Cultural Awareness, Community Integration and Foreign Language Proficiency (Fluent in Five Languages).
*Proficient at reviewing paperwork to deliver accuracy and completeness of loan applications and guiding and assisting customers through modifications process, short sales, foreclosures, and modifications. Committed to compliance in banking and finance laws in Canada.
Overview
21
21
years of professional experience
Work History
Mortgage Specialist
Canada RBC Royal Bank
Toronto
12.2013 - Current
- Attracted new mortgage loan applications by developing relationships within community.
- Developed new business and increased sales through targeted market penetration, extensive training, business partnerships and customer relationships.
- Cultivated local business opportunities and to seek out new customers through relationship building within the community and through centres of influences
- Developed a loyal client base by providing exceptional mortgage advice and financial solutions
- Successfully drove my personal sales results, while collaborating with RBC partners to anchor external business
- Remained mobile to be accessible and accommodate clients’ preferences
Senior Account Manager
Royal Bank of Canada
05.2007 - 08.2012
- Business Banking.
- Successfully acquired, grew and managed a portfolio of ultra high net worth business clients with a primary focus on credit facilitation.
- Conducted regular portfolio reviews to identify gaps and provide volume and revenue growth.
- Financial Statement Analysis, credit and risk assessment and approving credit facilities within delegated limits.
- Privacy and Anti-money laundering officer, North York Business Banking Region.
- Collaborate with various RBC partners such as private banking, insurance, international banking and RBC trade finance.
- Training Mentor to new hires and existing staff members for Senior Account Manager Business Training Program.
- Acquired and maintained centers of influences within the community to maximize sales.
- Plan and execute seminars and info sessions for clients.
- Performance award winner.
Account Manager
Canada RBC Royal Bank
Toronto
08.2004 - 05.2007
- Investment and credit analysis.
- Managed a portfolio of high net worth clients and provided banking, credit, investment and retirement advice.
- Refer clients to appropriate partners such as Mortgage sales force, RBC wealth management, private banking.
- Performance award winner 2006.
- Partnering award winner 2006.
Proactive Credit Representative, •National Consultant
Canada RBC Royal Bank
Mississauga
12.2002 - 07.2004
- Advise clients on mortgage renewals, mortgage refinance and all other credit related inquiries.
- Advise clients on everyday banking fees, credit card, loans and mortgages.
- Performance award winner 2003.
Education
Financial Analysis Certificate -
RBC Royal Bank
2007
Investment Funds in Canada, Institute of Canadian Bankers - undefined
2004
Master of Public Administration - undefined
University of Peshawar
1994
Bachelor of Arts - undefined
Edwardes College
1992
Skills
- Problem-Solving
- Creditworthiness Determination
- Income Evaluation
- Loan File Maintenance
- Payment Schedule Computation
- Loan File Review
- Referral Network Development
- Application Review
- Credit History Review
- Customer Relations
- Verbal and Written Communication
- Decision Making
- Database Management
Timeline
Mortgage Specialist
Canada RBC Royal Bank
12.2013 - Current
Senior Account Manager
Royal Bank of Canada
05.2007 - 08.2012
Account Manager
Canada RBC Royal Bank
08.2004 - 05.2007
Proactive Credit Representative, •National Consultant
Canada RBC Royal Bank
12.2002 - 07.2004
Financial Analysis Certificate -
RBC Royal Bank
Investment Funds in Canada, Institute of Canadian Bankers - undefined
Master of Public Administration - undefined
University of Peshawar
Bachelor of Arts - undefined
Edwardes College
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