Bart Urbanski
Langley
Summary
Professional with robust background in credit risk assessment and financial analysis. Skilled in data analysis and risk management as well as being able to deliver results in dynamic environments.
Overview
14
14
years of professional experience
Work History
Bilingual Senior Credit Analyst
Mercedes Benz Financial Services Canada
04.2019 - 02.2022
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Performed credit reviews on customers and corporations to assess financial conditions.
- Applied MBFS credit policies and guidelines to make informed credit recommendations/decisions.
- Clearly communicated credit decisions to dealers, either directly or through the ACE system, explaining the rationale behind each decision.
- Maintained positive relationships with dealers to foster a strong team environment and achieve MBFS goals.
- Managed a diverse portfolio of corporate clients while maintaining strong relationships and addressing their credit needs.
- Contributed significantly to positive audit results by maintaining detailed documentation related to all aspects of the credit analysis process.
- Offered insight to upper management regarding credit decisions.
Bilingual Senior Credit Analyst (commercial and consumer)
Ford Credit Canada Limited
03.2015 - 04.2019
- Decision consumer and commercial credit applications by thoroughly analyzing credit and financial statements - complete an average of 50 deals daily
- Achieved authorization to approve commercial accounts up to $250,000
- Effectively sell the benefit of the company's value proposition to the dealers and maintain a consistent purchase policy based on dealer support, liquidation experience and management direction
- Ensure service levels are met to provide high levels of dealer and customer satisfaction
- Support Dealer Satisfaction Index (DSI) and Customer Satisfaction Index (CSI) initiatives
- Work closely with Financial Service Managers (FSMs) to put deals together while developing and maintaining a strong business relationship
Bilingual Discrepancy Specialist
Ford Credit Canada Limited
02.2013 - 03.2015
- Worked with dealers to answer questions and solve funding issues
- Competently applied the most recent financing plans, programs and procedures
- Effectively resolved complex funding issues for all products (retail, lease or Commercial Lease)
- Ensured procedural compliance throughout the department in order to achieve 'Compliant' rating on all audits
- Independently developed a Training Guide on the Commercial Lease product
Bilingual Discounter
Ford Credit Canada Limited
03.2012 - 02.2013
- Discounted all retail, commercial and lease contracts
- Processed all contracts on a daily basis
- Ensured compliance with all applicable policies, procedures and guidelines
Bilingual Administrative Assistant
Alliance Française de Toronto
10.2007 - 11.2010
- Effectively promoted and advertised French lessons to existing and new customers
- Managed the enrollment process
- Achieved high customer satisfaction by creating positive experiences with customers both in person and on the phone
Education
Bachelor of Business - Minor in Marketing
Universite La Rochelle
05.2007
Bachelor of Business - Major in Economics
Universite Paris XI
05.2006
Skills
- Curious and willing to learn
- Committed
- Great attention to detail
- Organized
- Ability to multi-task
- Team player
- Critical thinker
Languages
English
Native or Bilingual
French
Native or Bilingual
Polish
Native or Bilingual
Timeline
Bilingual Senior Credit Analyst
Mercedes Benz Financial Services Canada
04.2019 - 02.2022
Bilingual Senior Credit Analyst (commercial and consumer)
Ford Credit Canada Limited
03.2015 - 04.2019
Bilingual Discrepancy Specialist
Ford Credit Canada Limited
02.2013 - 03.2015
Bilingual Discounter
Ford Credit Canada Limited
03.2012 - 02.2013
Bilingual Administrative Assistant
Alliance Française de Toronto
10.2007 - 11.2010
Bachelor of Business - Minor in Marketing
Universite La Rochelle
Bachelor of Business - Major in Economics
Universite Paris XI
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