Hamado Dabre
Moncton,Canada
Summary
Forward-thinking Operations Specialist bringing over 9 years of expertise in Credit Risk Management for the finance sector businesses. Cultivates rapport with individuals to optimize project goals and output, resolve complex problems and deliver innovative improvement strategies. Proficient in python and MS Excel looking to leverage all these multi skills in a dynamic and open minded space.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Bilingual Multi skilled Analyst (Credit and Fraud)
Flexiti Financial
10.2021 - Current
- Reviewed, analyzed and adjudicated loans applications by assessing customer's creditworthiness based on their credit history
- Analyzed credit data and customer's financial situation to determine degree of risk involved in extending credit
- Conducted fraud investigation on suspicious credit application to determine whether an applicant is a fraudster or not
- Adhered to strict information security policies to protect data and guard against potential breaches.
- Collaborated with cross-functional teams to identify opportunities for process improvement and increased efficiency.
- Identified trends and patterns in large datasets, leading to actionable insights for business growth.
Bilingual Credit Advisor
Royal Bank Of Canada (Contract)
08.2022 - 02.2023
- Compiled financial statements, tax returns and credit history to determine credit limits
- Approved or denied loans based on financial status and credit history
- Reached out to clients by phone and email to obtain missing information for credit analysis
- Identified risk factors of individual customers through in-depth review of credit histories and financial statements.
- Conducted comprehensive research on current market trends and economic factors affecting the credit industry, staying informed and providing accurate advice to clients.
- Identified potential risks and offered solutions, minimizing the likelihood of future credit issues.
Senior Credit Risk Controller
Bank of Africa Services Senegal
02.2018 - 03.2021
- Assured monthly credit reporting and consolidation of 16 subsidiaries
- Lead quarterly basis Credit Risk and Audit committee by ensuring all presentations are ready with recommendations to help senior Managers make adequate decisions
- Prepared reports and briefing notes for Risk and Audit committee board members
- Analyzed and monitored collateral of the bank big clients on group level.
- Ensured timely risk management reporting, allowing for better decision-making and strategic planning.
- Managed risk management framework, defined the group's risk appetite as well as the 16 subsidiaries and managed risky accounts.
Credit Risk Manager
BMCE Bank
05.2015 - 01.2018
- Formalized the small accounts cleaning process and developed a dashboard model for the monitoring
- Developed the obvious and potential risky accounts identification process
- Analyzed corporate financial statements, determined causes and cures for delinquency and made some recommendations to the board of the risk committee
- Conducted the bank IT system performance review and made some recommendations for improvement.
- Collaborated with cross-functional teams to establish effective risk management policies and procedures.
- Reduced credit risk by implementing robust assessment strategies and monitoring credit exposure.
Education
Certificate Financial Analyst (In progress) -
365 Financial Analyst (online)
01.2024
Certificate of Completion - Financial Analysis -
UdeMy (online)
09.2021
Certificate - Finance -
Bloomberg terminal Essential Corporate Financial Institute
Dakar, Grand Dakar01.2020
Master of Science -
National Institute of SAE Morocco
Casablanca, Grand Casablanca07.2014
Skills
- Advanced Excel Skills
- Financial and Statistical Analysis Skills
- Monitoring Skills
- Rapport building Skills
- Bilingual ( French - English)
- Data compilation and manipulation
- Independent worker as well as team worker
- Organizational skills
- Data Research and Validation
- Analytical Thinking
- MS Excel
- Root Cause Analysis
Languages
French
English
Hobbies and Interests
Sport: Active Soccer Player: Participated in several soccer tournaments in university and countries of residence.
Certification
- Certified Market Risk Professional, Brave Career - Aug.2024 - Sept.2024
Football (Soccer)
Active football player. Was captain of my team at university
Accomplishments
- Designed and implemented an innovative workflow solution dormant which led to a 75%+ accounts regularization.
- Coordinated cross-functional teams and provided business analysis for 3 projects totaling $11 million.
- Earned highest marks for customer satisfaction.
- Saved $millions of provision due based central bank requirement by conducting an effective and efficient review of all element entering in the provision calculation process.
- Collaborated with team of 5 in the development of loans adjudication workflow.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Bilingual Credit Advisor
Royal Bank Of Canada (Contract)
08.2022 - 02.2023
Bilingual Multi skilled Analyst (Credit and Fraud)
Flexiti Financial
10.2021 - Current
Senior Credit Risk Controller
Bank of Africa Services Senegal
02.2018 - 03.2021
Credit Risk Manager
BMCE Bank
05.2015 - 01.2018
Certificate Financial Analyst (In progress) -
365 Financial Analyst (online)
Certificate of Completion - Financial Analysis -
UdeMy (online)
Certificate - Finance -
Bloomberg terminal Essential Corporate Financial Institute
Master of Science -
National Institute of SAE Morocco
Work Preference
Work Type
Full TimeWork Location
On-SiteRemoteHybridImportant To Me
Career advancementWork-life balancePersonal development programsHealthcare benefitsWork from home optionPaid time offPaid sick leaveQuote
You miss 100% of the shots you never take.
Wayne Gretzky
Software
Python
Excel
Interests
Finance
Sport
Data analysis
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