Ashwin Raj
Trail,Canada
Summary
Skilled financial advisor with strong background in investment strategies, portfolio management, and client relations. Proven ability to drive financial growth and optimize asset allocation. Focused on team collaboration and consistently delivering results. Adaptable with keen understanding of market trends and regulatory requirements.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Financial Advisor
CIBC Imperial Service
02.2024 - Current
- Developed personalized financial plans to meet client needs and objectives.
- Analyzed client portfolios to identify investment opportunities and risks.
- Educated clients on market trends and financial products for informed decision-making.
- Collaborated with cross-functional teams to enhance service delivery and client satisfaction.
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
Financial Advisor
TD Bank
09.2022 - 01.2024
- Play a key role in advising customers of high level financial solutions from a range of available investment and credit banking solutions
- By asking thoughtful financial questions, engage with customers and create positive experiences to retain and deepen relationships
- Increase customer financial confidence by providing personalized financial advice, answering customer questions, and addressing their concerns; raising matters as appropriate to team members or partners while maintaining confidentiality and accuracy
Department Manager
No-Frills
04.2019 - 05.2022
- Performed statistical analyses to gather data for operational and forecast team needs.
- Introduced new methods, practices and systems to reduce turnaround time.
- Arranged sales incentives with store management and vendor representatives to reward deserving team members for exceeding expectations.
Credit Analyst
Standard Chartered Bank
03.2017 - 08.2017
- Conducted presentations to upper management and executive teams for loan recommendations.
- Assessed credit risk and analyzed financial statements.
- Improved understanding of financial statements, which helped in assessing risk.
- Placed customer accounts on hold due to past due payments.
Office Bookkeeper
Royal Financiers Mortgage Solutions
05.2014 - 02.2016
- Eliminated errors in financial recordkeeping through careful forecasting and budget administration.
- Posted daily receipts and payments in accordance with corporate protocols.
Education
Certified Financial Planner - Banking
FP Canada
Currently PursuingFinancial Planning II - Banking And Finance
Canadian Securities Course
02-2025
Canadian Securities Course - CSC
Licensed To Sell Mutual Funds
08.2022
Lending, Retirement And Insurance Supplement - Banking
Canadian Securities Course
03-2025
Certificate - CFSA
Certificate in Financial Services Advice
12.2023
Law, Estate And Tax Supplements - Banking
Canadian Securities Course
03-2025
PGDA - Accounting And Finance
Selkirk College
BBA - E-Banking And Finance
University of Manipal
Skills
- Growth Portfolios
- Team Interaction
- Retail Mortgages
- Small Business Relations
- Banking Operations Knowledge
- Investment advice
- Relationship building and management
Certification
- Verified International Academic Qualification
- Canadian Securities Course
- Licensed to Mutual Funds and in good standing.
Languages
English
Full Professional
Malayalam
Full Professional
Timeline
Financial Advisor
CIBC Imperial Service
02.2024 - Current
Financial Advisor
TD Bank
09.2022 - 01.2024
Department Manager
No-Frills
04.2019 - 05.2022
Credit Analyst
Standard Chartered Bank
03.2017 - 08.2017
Office Bookkeeper
Royal Financiers Mortgage Solutions
05.2014 - 02.2016
PGDA - Accounting And Finance
Selkirk College
BBA - E-Banking And Finance
University of Manipal
Certified Financial Planner - Banking
FP Canada
Financial Planning II - Banking And Finance
Canadian Securities Course
Canadian Securities Course - CSC
Licensed To Sell Mutual Funds
Lending, Retirement And Insurance Supplement - Banking
Canadian Securities Course
Certificate - CFSA
Certificate in Financial Services Advice
Law, Estate And Tax Supplements - Banking
Canadian Securities Course