YACHIKA SINGH
Kitchener,ON
Summary
Highly motivated Financial Advisor successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Proven track record helping clients meet financial goals through sound advice and effective portfolio management.
Overview
9
9
years of professional experience
Work History
Licensed Financial Advisor
Meridian Credit Union
06.2022 - Current
- Worked with clients to support understanding of rationale and details of financial strategies.
- Take part in sales- and revenue-generating activities to meet performance goals.
- Provide exceptional customer service and solutions with a courteous attitude and pleasant demeanour.
- Structuring Credit applications and providing recommendations on credit products based on lending policies
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Scrutinized discrepancies for new account opening and mortgage documents documents.
Banking Advisor
RBC Bank
08.2021 - 06.2022
- Providing advice to clients with their everyday banking needs, lending, and investments.
- Structure credit applications such as credit cards, overdrafts, lines of credit, personal loans and mortgages and evaluate the credit risk of each application.
- Upholding a high standard to meet AML/Compliance and Quality Assurance guidelines
- Strive to achieve and improve service level agreements and productivity targets.
Customer Service Representative
SBI Canada Bank
02.2021 - 08.2021
Customer Service Manager
Walmart Inc
05.2019 - 09.2021
Branch credit manager
India Bulls Housing Finance Limited
08.2017 - 04.2019
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Work cross-functionally with sales, management and other departments to maintain effective operations.
Credit Manager
HDB Financial Services Ltd, HDFC Bank
06.2014 - 08.2017
- Underwriting residential mortgage applications.
- Ensure due diligence has been completed before signing off on mortgage conditions or documents.
Education
MBA - Finance
GJIMT College
IndiaPost Graduation - Business Management
Conestoga College Institute of Technology And Advanced Learning
Kitchener, ONSkills
- Complex Problem-Solving
- Risk Assessment
- Portfolio Monitoring
- Credit Underwriting
- Customer Relationship Management
- Growth Portfolios
Accomplishments
- Valedictorian at Meridian Cohort 1, 2022.
- Received performance award at RBC Bank.
- Won CSM Mastercard challenge award in December 2020 and March 2021 with the highest Mastercard of the team.
- Won appreciation award for maintaining high sales performance, which increased revenue by 15% in 2018.
Timeline
Licensed Financial Advisor
Meridian Credit Union
06.2022 - Current
Banking Advisor
RBC Bank
08.2021 - 06.2022
Customer Service Representative
SBI Canada Bank
02.2021 - 08.2021
Customer Service Manager
Walmart Inc
05.2019 - 09.2021
Branch credit manager
India Bulls Housing Finance Limited
08.2017 - 04.2019
Credit Manager
HDB Financial Services Ltd, HDFC Bank
06.2014 - 08.2017
MBA - Finance
GJIMT College
Post Graduation - Business Management
Conestoga College Institute of Technology And Advanced Learning
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