Summary
Overview
Work History
Education
Skills
Websites
Volunteerism And Community Impact
References
Timeline
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ANGELA MINHAS

Surrey,Canada

Summary

Dynamic mortgage professional with a proven track record at RBC Royal Bank, excelling in mortgage origination and strategic lender partnerships. Achieved over $60M in funded volume while enhancing customer satisfaction by 30%. Skilled in credit risk analysis and team leadership, driving exceptional results in competitive financing solutions.

Overview

28
28
years of professional experience

Work History

Mortgage Sub Broker

Self-Employed
Surrey, BC
08.2021 - Current
  • Originated and funded mortgages for residential, commercial, and agricultural properties.
  • Collaborated with 75+ lenders to structure competitive financing solutions tailored to client profiles.
  • Conducted credit assessments, financial reviews, and compliance checks to mitigate risk.
  • Managed end-to-end origination pipeline including documentation, lender negotiations, and closing.

Branch Manager

RBC Royal Bank
Surrey, BC
01.2013 - 10.2020
  • Led operations for a high-performing branch managing 10–20 sales and service staff.
  • Oversaw mortgage originations, investment planning, and small business lending.
  • Exceeded annual mortgage and lending targets, achieving over $60M in funded volume in one year.
  • Championed business development initiatives that led to a 30% customer satisfaction index increase.
  • Recognized with Top 5% National Performance Award and Community Engagement Award.

Small Business Manager

TD Canada Trust
BC
01.2007 - 01.2013
  • Managed portfolios for 200+ clients offering tailored credit and investment solutions.
  • Specialized in lending secured by residential and commercial real estate up to $2M.
  • Mentored 40+ colleagues in small business lending; led regional SBB product training.
  • Consistently ranked in top 5% performers in British Columbia.

Financial Advisor

TD Canada Trust
BC
08.2003 - 12.2006
  • Originated residential mortgage loans, lines of credit, and mutual fund investments.
  • Delivered financial planning services with strong client retention and portfolio growth.
  • Achieved 'Champion Status' for outstanding sales performance.

Customer Service Representative

TD Canada Trust
10.2001 - 08.2003
  • Supported daily banking transactions and resolved customer issues efficiently.

Entrepreneur & Operator

Main Kabob Hut
Surrey, BC
10.1997 - 02.2001
  • Founded and managed fast-growing food business with 200%+ sales growth.
  • Developed business and marketing strategies, handled all financial and HR operations.

Education

Mortgage Broker Certification -

University of British Columbia
01.2021

Branch Compliance Officer -

Canadian Securities Institute
01.2013

Mutual Funds License (PFPC) -

Investment Funds of Canada
01.2006

MBA – Master of Business Administration -

University of Phoenix

BCom - Marketing & Finance

University of Northern British Columbia

Information Systems & Network Security Diploma -

Compu College

Skills

  • Mortgage origination (residential and commercial)
  • Strategic partnerships and lender relations
  • Credit risk analysis and underwriting
  • Operational planning
  • Regulatory compliance
  • Investor and client relationship management
  • Team leadership
  • Community engagement
  • Customer relationship management (CRM)
  • Microsoft Office suite
  • Financial analysis tools
  • Data analytics with Excel
  • Loan origination software
  • Compliance reporting tools

Websites

Volunteerism And Community Impact

  • Volunteer: Surrey Food Bank, Surrey School Board, CIBC Run for the Cure
  • Participant: Big Brothers & Sisters, TD’s Ride for Diabetes
  • Community Builder: Recognized for outreach and strategic alliances in local market

References

References available upon request.

Timeline

Mortgage Sub Broker

Self-Employed
08.2021 - Current

Branch Manager

RBC Royal Bank
01.2013 - 10.2020

Small Business Manager

TD Canada Trust
01.2007 - 01.2013

Financial Advisor

TD Canada Trust
08.2003 - 12.2006

Customer Service Representative

TD Canada Trust
10.2001 - 08.2003

Entrepreneur & Operator

Main Kabob Hut
10.1997 - 02.2001

Mortgage Broker Certification -

University of British Columbia

Branch Compliance Officer -

Canadian Securities Institute

Mutual Funds License (PFPC) -

Investment Funds of Canada

MBA – Master of Business Administration -

University of Phoenix

BCom - Marketing & Finance

University of Northern British Columbia

Information Systems & Network Security Diploma -

Compu College

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ANGELA MINHAS