Overview
Work History
Education
Skills
Affiliations
Timeline
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Ahwho Khabazha

Montreal,QC

Overview

7
7
years of professional experience

Work History

Underwriter – Modeling & Risk Management

Driven – Purpose Unlimited
05.2023 - Current
    • Examine credit data and bank statements with precision to evaluate risk exposure, utilizing comprehensive analytical techniques to inform decision-making processes.
    • Analyze a diverse array of reports and documents, such as tax forms, site visit reports, and ownership registries, to meticulously assemble and validate application packages for each client, ensuring accuracy and completeness.
    • Played a pivotal role in minimizing company losses by proactively identifying potential risks and conducting thorough risk assessments.

Mortgage Associate Underwriting

First National Financial LP
11.2022 - 04.2023
  • Conduct meticulous review and validation of essential documentation pertaining to income, down payment, and property details, ensuring precision and adherence to both internal protocols and regulatory standards.
  • Perform comprehensive financial analysis, scrutinizing applicant-provided financial statements, income sources, asset and liability profiles, and credit history, employing astute judgment to inform underwriting decisions.
  • Established and maintained strategic relationships with industry stakeholders, including brokers, insurers, appraisers, title insurance, and solicitors. Collaborated to streamline processes and boost operational efficiency, resulting in smoother transactions and improved customer satisfaction.

Funder Residential Underwriting

First National Financial LP
05.2021 - 05.2022
  • Review and approve legal documentation and prepare the instructional package to solicitor along with relevant documents.
  • Verify solicitor mortgage documentation to ensure it corresponds to the terms of the commitment and is in compliance with established regulatory and company guidelines and policies.
  • Oversee the rigorous fulfillment of all conditions, verifying the accuracy and completeness of documentation to ensure seamless transaction closure on the scheduled transaction date.

Investment Specialist

BMO Wealth Management Investorline
12.2020 - 03.2021
  • Stay abreast of dynamic investment markets, practices, and emerging trends, seamlessly integrating this knowledge into customer interactions with professionalism and expertise, thereby fostering informed decision-making.
  • Oversee all aspects of customer transactions, including account openings, transfer assistance, trade executions, and empowering clients with self-service capabilities options for seamless experiences.
  • Exceed sales targets by focusing strategically on relevant investment products, leveraging in-depth product knowledge to provide tailored solutions that surpass client expectations.

Senior Customer Service Representative

Bank Of Montreal
03.2017 - 09.2019
  • Effectively handle customer inquiries and banking service requests, including transaction processing and personalized assistance for walk-in clients, ensuring prompt and accurate resolution of customer needs.
  • Thoroughly analyze customer profiles, utilizing a needs-based approach to identify opportunities for customized banking solutions and address diverse needs, including everyday banking plans, credit card needs and initiating discussions about investment opportunities, to cultivate long-term customer relationships.
  • Provide comprehensive operational support, including inventory management, resolution of escalated service requests, diligent follow-up on customer applications, proficient execution of branch opening/closing procedures, and reconciliation of cash transactions between treasury and diverse branch units.

Education

Bachelor of Science - Finance

Concordia University
Montreal, QC
2020

Skills

  • Exceptional communication skills, strong interpersonal, team building and negotiation skills
  • Strong numerically with excellent analytical and decision-making skills
  • Attention to detail and excellent organization skills
  • Technical skill: Microsoft Office Suite, Sales Force, Bloomberg, Quickbooks, Tableau

Affiliations

Throughout my years of community volunteering, I've undertaken diverse roles aimed at supporting and empowering those in need. These responsibilities have included performing secretarial duties, conducting data entry tasks, and organizing office spaces to optimize efficiency and productivity. Additionally, I've had the privilege of directly assisting and educating clients facing various challenges, providing them with essential resources and guidance to navigate difficult circumstances. One particularly rewarding aspect of my volunteer work has been the preparation and distribution of food baskets to individuals and families experiencing food insecurity, ensuring they have access to nutritious meals and essential provisions. I've gained invaluable insights into the importance of community support and solidarity, further fueling my dedication to making a positive difference in the lives of others.

Timeline

Underwriter – Modeling & Risk Management

Driven – Purpose Unlimited
05.2023 - Current

Mortgage Associate Underwriting

First National Financial LP
11.2022 - 04.2023

Funder Residential Underwriting

First National Financial LP
05.2021 - 05.2022

Investment Specialist

BMO Wealth Management Investorline
12.2020 - 03.2021

Senior Customer Service Representative

Bank Of Montreal
03.2017 - 09.2019

Bachelor of Science - Finance

Concordia University
Ahwho Khabazha