Young S. Ayuk
Orleans,Canada
Summary
Dynamic Senior Governance and Risk Manager with extensive experience at Standard Chartered Group, adept at enhancing compliance and operational efficiency. Proven track record in financial auditing and risk assessment, leveraging data analytics to drive strategic decision-making. Exceptional leadership and stakeholder engagement skills, successfully reducing audit cycle time by 20% through innovative automation solutions.
Overview
20
20
years of professional experience
4
4
Certifications
Work History
Senior Governance and Risk Manager
Freelance
Ottawa, Ontario
12.2025 - Current
- Developed and maintained governance frameworks aligned with ISO, NIST, and COBIT standards.
- Advised senior leadership on regulatory requirements and compliance obligations across jurisdictions.
- Established policies and procedures to enhance accountability and transparency.
- Led enterprise risk assessments to identify vulnerabilities in operational, financial, and cybersecurity areas.
- Designed and implemented risk mitigation strategies, including incident response and business continuity plans.
- Monitored emerging risks such as data privacy and geopolitical factors, recommending proactive measures.
- Partnered with stakeholders to integrate risk awareness into strategic planning and daily operations.
- Delivered training sessions and workshops to strengthen organizational risk culture.
Senior Audit Manager (Vice President)
Standard Chartered Group
05.2017 - 11.2025
- Conducted audits of trading desks, clearing operations, and investment portfolios to ensure compliance with securities regulations.
- Evaluated risk management practices across derivatives, equities, and fixed-income products.
- Designed audit programs leveraging data analytics tools (Tableau, SQL) to detect anomalies in trading activity.
- Collaborated with regulators (e.g., SEC, Central Bank's) during inspections and provided detailed audit findings.
- Reduced audit cycle time by 20% through automation of testing procedures.
- Delivered comprehensive risk and control assessments to geographic and governance stakeholders, ensuring alignment with regulatory standards.
- Delivered executive-level reports with actionable recommendations.
- Reinforced regulatory engagement by serving as the primary contact for audit operations, ensuring compliance with supervisory frameworks.
- Evaluated and enhanced the implementation of the Group's principal risk types (PRTs), including Conduct and Financial Crime Compliance, driving alignment with local regulatory requirements.
- Delivered key projects such as the audit of the Digital Banking platform in Africa worth circa USD7.5mn investment prior to its roll-out in Cote d'Ivoire.
- Mentored and empowered female colleagues across the Bank and the IA function in their development and aspirations.
- Coordinated and delivered on the Bank wide Banking Commission regulatory examination / audit of 2018 - 2019 without any fine or infringement on the bank, resulting to an improved rating (equivalent of CAMEL's) for 16.5/20 the highest so far in the region attained by a Commercial bank.
- Participated and contributed to several leadership programs between 2018 to 2024 in Malaysia, Singapore, United Arab Emirates and Kenya to define annual priorities of the Group Internal Audit function globally.
Audit Manager
Standard Chartered Group
09.2014 - 05.2017
- Spearheaded risk assessments and internal audits across various markets, delivering actionable recommendations to mitigate risks and enhance controls.
- Coordinated with Country Heads of Audit to design and execute audit plans, improving operational compliance and risk management.
- Streamlined audit planning by proactively identifying emerging risks and fostering effective stakeholder communication.
- Led independent assurance reviews to evaluate and strengthen the control environment, ensuring alignment with corporate governance frameworks.
- Contributed to regional audits as required, providing expertise and support to other countries within the cluster, enhancing cross-border risk assessments.
- Coordinated and Team led several regulatory projects such as the implementation of Banking Commission Regulation (COBAC) R-2016/04 related to Audit and Internal Control for Financial and Credit Institutions across the Central Africa Economic and Monetary Union (CEMAC).
Financial Controls & Reporting Analyst
Standard Chartered Group
01.2014 - 09.2014
- Conducted detailed monthly analysis of profit and loss (P&L) accounts, ensuring accuracy and timeliness of financial reporting.
- Delivered high-quality management information to business units, enabling data-driven decision-making and performance monitoring.
- Enhanced operational risk management by identifying, mitigating, and reporting potential exposures, reducing operational losses.
- Investigated operational loss incidents to implement preventive measures, driving a culture of accountability and risk awareness.
- Delivered on key projects such as the migration to automated corporate banking system (ACBS) used for the management of loans and advances to Corporate and Institutional Banking Clients.
- Project team member for the implementation and roll-out of Peoplesoft Financial Transfer Pricing (PSFTP) system for banking products.
Finance Operational Risk Manager (FORM) /Financial Controls & Reporting Officer
Standard Chartered Group
03.2013 - 12.2013
- Analyzed and reconciled Net Interest Income (NII) and Non-Funded Income (NFI) to the General Ledger, ensuring financial accuracy.
- Produced timely and high-quality financial performance reports to support business planning and decision-making.
- Strengthened operational risk management by implementing effective controls and ensuring prompt escalation of identified risks.
- Optimized corrective action record usage, minimizing income reversals and promoting financial stability.
- Directed the implementation of financial control policies across departments, achieving consistent compliance and operational efficiency.
- Monitored key risk indicators (KRIs) and conducted monthly operational risk reviews to identify and address potential vulnerabilities.
- Reconciled operational losses and balance sheet items, ensuring accuracy and alignment with General Ledger accounts.
- Enhanced financial governance by maintaining a robust fixed assets reconciliation process and improving balance sheet reporting.
Finance Operational Risk Manager (FORM)
Standard Chartered Group
11.2007 - 03.2013
- Ensured the effective management of core Accounting & Financial Control Operational Risk Control Area.
- Coordinated implementation of Financial Control Policies in the Finance & Admin departments and related controls in other departments & business units.
- Ensured effectiveness of the KRI & KCSA processes.
- Coordinated monthly Finance Operational Risks meetings.
- Monitored & ensured reconciliation of operational losses in Phoenix & GL.
- Prepared and reported the Bank's Assets & Liabilities (Balance Sheet).
- Reviewed of General Ledger balances and recommended action to regularize suspense and sundry items.
- On a regular basis reconciled the fixed assets to the G/L and assets register.
Accounts Payable Officer
Standard Chartered Group
03.2007 - 11.2007
- Processed payments for local and foreign bills, ensuring compliance with regulatory standards and timely execution.
- Managed tax payments and consolidated reports, promoting transparency and regulatory compliance.
- Reconciled daily proofs and managed accounts for sundry debtors, staff expenses, and cheque disbursements, ensuring accuracy and accountability.
- Reported monthly to the Financial Controls Committee on the status of the General Ledger (GL) movements with respect to expenses incurred against approved budgets.
Corporate Real Estate Services - Finance
Standard Chartered Group
05.2006 - 03.2007
- Ensured quality management of real estate's portfolio and related budgets.
- Ensured costs and benefits are built into forecasts and budgets.
- Ensured minimum safety standards are in place and respected by staffs, customers and the working environment, to avoid property risks.
- Ensured that reports are captured and uploaded into GPMS templates for submission to GROUP CRES.
- Ensured & monitor weekly delivery as per Service Level Agreement with various departments.
- Ensured that all administrative & fiscal documents of suppliers are updated.
Education
Master of Business Administration - Management
Delta International University of New Orleans
New Orleans, LA, USA01.2015
Bachelor of Agriculture - Agricultural Economics
Ahmadu Bello University
Zaria, Nigeria01.1998
Skills
- Leadership and strategy development
- Interpersonal and communication skills
- Stakeholder management and engagement
- Problem solving and analysis
- Financial auditing and risk assessment
- Financial reporting standards
- Internal controls and compliance testing
- Regulatory frameworks expertise
- Data analytics and automation tools
Professional Highlights
Detail-oriented Senior Governance and Risk consultant with over 19 years of experience in auditing financial institutions, investment firms, and financial and capital market operations. Skilled in risk assessment, compliance testing, and regulatory reporting under frameworks such as IFRS, GAAP, SOX, and Basel III. Proven track record of identifying control weaknesses, mitigating risks, and ensuring adherence to regulatory requirements. Adept at synthesizing complex financial data into actionable insights for executive leadership decision.
Certification
Certificate in Internal Audit & Business Risk
Accomplishments
Electronic Business Banking Systems (EBBS) implementation - 2012 award for Standard Chartered Group.
Timeline
Senior Governance and Risk Manager
Freelance
12.2025 - Current
Senior Audit Manager (Vice President)
Standard Chartered Group
05.2017 - 11.2025
Audit Manager
Standard Chartered Group
09.2014 - 05.2017
Financial Controls & Reporting Analyst
Standard Chartered Group
01.2014 - 09.2014
Finance Operational Risk Manager (FORM) /Financial Controls & Reporting Officer
Standard Chartered Group
03.2013 - 12.2013
Finance Operational Risk Manager (FORM)
Standard Chartered Group
11.2007 - 03.2013
Accounts Payable Officer
Standard Chartered Group
03.2007 - 11.2007
Corporate Real Estate Services - Finance
Standard Chartered Group
05.2006 - 03.2007
Master of Business Administration - Management
Delta International University of New Orleans
Bachelor of Agriculture - Agricultural Economics
Ahmadu Bello University