Yao Wang
Calgary
Summary
Dynamic insurance advisor with extensive financial industry expertise and a proven ability to enhance client portfolios while effectively mitigating risks. Skilled in cultivating strong relationships with clients and colleagues and fostering seamless collaboration within teams. Recognized for adaptability and a results-driven approach, consistently achieving measurable outcomes. Proficient in risk assessment, policy analysis, and strategic planning, ensuring clients receive tailored solutions that meet unique needs.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Senior Insurance Advisor
AlphaPrime Financial Services
12.2023 - Current
- Conducted comprehensive financial needs assessments for both personal and corporate clients—clarifying goals, risks, and financial objectives.
- Analyzed complex client data to identify planning gaps in risk management, wealth transfer, and estate succession.
- Designed integrated insurance and financial strategies tailored to both individual and business owner needs, including tax-efficient structures.
- Collaborated with accountants and lawyers to formulate business assets allocation, retirement and estate distribution plans.
- Presented strategies clearly, facilitating informed client decisions regarding long-term financial implications.
- Implemented solutions and monitored performance, ensuring compliance with regulations and internal policies.
- Mentored junior advisors, guiding case reviews to enhance firm-wide planning quality.
Insurance Advisor
Curis Financial Services
02.2021 - 12.2023
- Collected and assessed personal client information, including financial and medical data, to evaluate individual risk management needs.
- Developed personalized insurance strategies (life, critical illness, disability) aligned with each client’s goals and estate considerations.
- Explained product features, benefits, tax implications, and suitability to ensure informed client decisions.
- Recommended insurance solutions complement broader personal financial planning, such as income protection and estate preservation.
- Guided clients through application, underwriting, and policy delivery while ensuring ethical disclosures and compliance.
- Conducted annual reviews to adjust strategies in response to evolving personal circumstances.
Financial Services Representative
CIBC
01.2018 - 02.2021
- Engaged personal banking clients to understand their financial and personal goals, delivering holistic advice.
- Built strong client relationships through proactive engagement, leveraging products like credit cards, loans, mortgages, investment (mutual fund), bank accounts, and cash-management solutions.
- Assessed client needs via discovery and fact-finding to tailor recommendations, solutions for personal financial needs.
- Demonstrated technology tools (like mobile/online banking) to empower clients in managing their finances.
- Ensured all advice and solutions adhered to CIBC’s compliance and risk mitigation standards.
- Maintained client relationships through follow-ups and outreach, reinforcing long-term trust and financial success.
Senior Customer Service Representative
CIBC
11.2014 - 12.2016
- Provided frontline financial services support, assisting clients with day-to-day banking and account management needs.
- Handled escalated client inquiries and resolved service issues with a focus on client satisfaction.
- Mentored and trained junior customer service representatives on systems, policies, and client service standards.
- Promote banking products and referred clients to financial advisors for more advanced needs.
Customer Service Representative
CIBC
10.2013 - 11.2014
- Delivered frontline banking services including deposits, withdrawals, transfers, and bill payments.
- Addressed routine client inquiries and guided banking tools and resources.
- Educated clients on day-to-day banking solutions and referred them to senior staff for advanced needs.
Education
Bachelor of Science - Applied Mathematics
University of Calgary
Calgary06-2010
Skills
- Skilled in financial analysis
- Skilled in critical thinking
- Organizational strategy development
- Professional networking
Languages
English
Native or Bilingual
Chinese (Mandarin)
Native or Bilingual
Certification
- Life License Qualification Program Certificate (LLQP) - February 2021
- Personal Income Tax Certificate - December 2020
- Canadian Investment Funds Course Certificate (CIFC) - April 2017
Timeline
Senior Insurance Advisor
AlphaPrime Financial Services
12.2023 - Current
Insurance Advisor
Curis Financial Services
02.2021 - 12.2023
Financial Services Representative
CIBC
01.2018 - 02.2021
Senior Customer Service Representative
CIBC
11.2014 - 12.2016
Customer Service Representative
CIBC
10.2013 - 11.2014
Bachelor of Science - Applied Mathematics
University of Calgary
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