Xinyuan Fan
Hangzhou,Zhejiang
Summary
Specialized in life insurance modeling and actuarial mathematics, with a strong ability to compute expected present value and apply discount factors for premium pricing. Skilled in analyzing sensitivity to mortality assumptions and conducting multivariate optimization and parameter sensitivity analysis. Proficient in utilizing R for distribution modeling, hypothesis testing, and data visualization.
Overview
4
4
years of professional experience
Work History
Management Assistant
UTSC GPA
Toronto, ON
09.2024 - 04.2028
- Assisted in planning and executing student events, contributing to successful execution and participant satisfaction.
- Created engaging promotional posters, increasing visibility and attendance at events.
- Designed promotional materials for student events, enhancing engagement through posters and online content.
Education
Bachelor of Science - Actuarial Science
University of Toronto
Toronto, ON04-2028
Skills
- Probability & Statistical Analysis, Parameter Estimation
- Discounted Cash Flow & Present Value Calculation
- Term Structure of Interest Rates Analysis
- Basic Life Insurance Actuarial Models
- Excel (Functions & Pivot Tables)
- PowerPoint for Business Presentation
- Python (Basic Data Processing)
- SQL Data Query & Analysis
Languages
English
Professional
Chinese (Mandarin)
Full Professional
Academic Projects
Term Structure Analysis (Actuarial Finance)
- Constructed zero-coupon yield curves using cash flow decomposition
- Calculated present value and duration using Excel
- Analyzed bond price sensitivity to interest rate changes
Loan Cash Flow & Discounting (Investment & Credit Math)
- Built loan cash flow models in Excel
- Calculated NPV and IRR
- Evaluated impact of interest rate changes
Life Insurance Modeling (Actuarial Mathematics)
- Computed Expected Present Value (EPV)
- Applied discount factors for premium pricing
- Analyzed sensitivity to mortality assumptions
Distribution Modeling & Estimation (R)
- Performed distribution fitting and estimation in R
- Visualized data (histograms, QQ plots)
- Conducted hypothesis testing and model comparison
Multivariate Optimization & Sensitivity Analysis
- Conducted multivariate optimization
- Analyzed parameter sensitivity
- Built mathematical models for real-world problems
Timeline
Management Assistant
UTSC GPA
09.2024 - 04.2028
Bachelor of Science - Actuarial Science
University of Toronto