Dynamic, driven professional with actuarial and statistical background, strong client advisory capabilities and in-depth experience with actuarial and financial concepts, insurance business knowledge, and end-to-end redesign programs.
Project and work experience in different functions, including Valuation, Pricing and Corporate, with 4 years of expertise specialty consulting practice in regulatory change solution and reporting systems implementation (IFRS 17, US GAAP).
Client servicing competencies with ability of managing multiple tasks and initiatives and competing timelines and strive in dynamic environments.
Perform well in cross-functional collaborative team settings showcasing outstanding interpersonal written and verbal communication.
Result-oriented, excellent problem solver, model developer with critical thinking, analytical and technical aptitude, in combination with advanced modeling skills in RiskIntegrity, AXIS, Excel, Python and R.
Fluent in English, French and Chinese.
Overview
8
8
years of professional experience
Work History
Senior Actuarial Consultant
Ernst & Young
Toronto, Canada
04.2021 - 08.2023
Delivered a diversity of expert actuarial services including insights and best practice support for local/international clients in IFRS 17 reformation initiatives, in AXIS DataLink models conversion, valuation model update and integration, financial reporting analysis, data warehouse specification and validation, and parallel runs model office change support;
Spearheaded development, upgrade and optimization of full-cycle GMM, VFA and Reinsurance RI validation engines for multiple business use cases, and a SAS-modeled cash flow discounting and CSM recalculation tool for report analysis;
Led and managed communications in workshops, sprint presentations and calculation illustrations directed to stakeholders;
Conducted actuarial audits and methodology reviews on IFRS 17 discount curves and LRC and LIC valuation roll-forwards.
Senior Actuarial Consultant
KPMG
Toronto, Canada
11.2019 - 04.2021
Provided expertise technical advisory to full-scale insurer regulatory compliance projects on accounting and actuarial policy gap assessments, target state system analysis, and compliant calculation models implementation, enhancement and debugging;
Developed, maintained and improved an RI validation tool for core model calculations and financial statementnanalyses with automated functionalities for scenario output testing;
Built actuarial calculations and slideshow presentations for a diversity client deliverables, e.g. CSM interim reporting;
CSM interim reporting; Supported year-end Actuarial Audits including detailed testing and AXIS valuation assumptions reconciliations.
US GAAP Actuarial Analyst
Swiss Re
Toronto, Canada
04.2019 - 11.2019
Interpreted and specified business requirements on future policy reserve calculations for LDTI/GAAP transformation;
Modelled the new Reserve Engine (RE) by coding data inputs, products and variables in DCS and Prophet Professional;
Coordinated with variety of System teams for development of data process flows for RE Input Database build and integration.
Actuarial Analyst, Contract
Aviva
Markham, Canada
05.2018 - 01.2019
Commercial Insurance Pricing
During semi-annual rate review, built Emblem pricing models and proposed differential selections for Contents and Equipment & Tools perils, by creating SAS modeling data, analyzing a range of rating variables, and conducting model evaluation tests, including Chi Square and F statistics, inclusion/exclusion, time consistency and AIC tests;
Updated and imported SAS premium rate tables for an array of property and casualty liabilities for the RTG rate system dislocation project.
Corporate Reserving
Completed thorough analysis of multiple PD & Collision business lines for quarterly reserve valuation and projections, including IBNR true-up, LDF and ELR selections, methodology selection, and interpretation of deviations and trends;
Streamlined the data structure and compilation process in Excel for the annual reporting CIFRS Disclosures project;
Implemented an elaborate template for the General Ledger and ResQ Actuarial Data reconciliation procedure with extensive SAS and Excel data summarization.
P&C Actuarial Intern, Reinsurance Pricing
SCOR
Toronto
09.2017 - 12.2017
Actuarial Analyst, Disability Insurance Valuation
RBC Insurance
Mississauga
05.2017 - 08.2017
Actuarial Analyst, Corporate Actuarial
Sun Life Financial
Toronto
09.2016 - 12.2016
Actuarial Analyst, Individual Studies
Sun Life Financial
Waterloo
01.2016 - 04.2016
Actuarial Analyst, Automobile Ratemaking
Desjardins General Insurance Group
Mississauga
05.2015 - 08.2015
Education
Bachelors of Mathematics, Honours Co-op Program (with Distinction) - Actuarial Science, Finance Option/Statistics
University of Waterloo
06.2018
Designations
Associate of Society of Actuaries, ASA: with QFIPM (sitting for), QFIQF, QFIIRM, P, FM, MFE, MLC, C, VEE, Scenario Modeling Module, Financial Modeling Module, and Enterprise Risk Management Module
Application software: MS PowerPoint, SharePoint, MS Word, MS BI, client servicing portals
Accomplishments
Published thought leadership bring-to-market article on Market Consistent Valuation stochastic modeling on the company’s online knowledge base, KPMG; 2020.
Published educational article on insurance functional area predictive modeling applications on the Group Risk Management Newsletter, RBC; 2017.
Editor of first bi-weekly Financial Market Commentary Newsletter for the Financial Analyst and Risk Management Student Association, University of Waterloo; 2016.
Affiliations
Competitive badminton player on inter-collegial varsity team
Gym-goer and tennis player; enthusiastic golfer
Level 10 Piano of Royal Conservatory of Music; clarinet player; founder of a Karaoke Club; movie-goer
Timeline
Senior Actuarial Consultant
Ernst & Young
04.2021 - 08.2023
Senior Actuarial Consultant
KPMG
11.2019 - 04.2021
US GAAP Actuarial Analyst
Swiss Re
04.2019 - 11.2019
Actuarial Analyst, Contract
Aviva
05.2018 - 01.2019
P&C Actuarial Intern, Reinsurance Pricing
SCOR
09.2017 - 12.2017
Actuarial Analyst, Disability Insurance Valuation
RBC Insurance
05.2017 - 08.2017
Actuarial Analyst, Corporate Actuarial
Sun Life Financial
09.2016 - 12.2016
Actuarial Analyst, Individual Studies
Sun Life Financial
01.2016 - 04.2016
Actuarial Analyst, Automobile Ratemaking
Desjardins General Insurance Group
05.2015 - 08.2015
Bachelors of Mathematics, Honours Co-op Program (with Distinction) - Actuarial Science, Finance Option/Statistics