As a highly motivated and results-oriented professional, i bring to the table a unique combination of skills and experiences.
Overview
6
6
years of professional experience
Work History
Senior Manager, Commercial Credit Solutions
Scotiabank
03.2022 - Current
Guarantee the analysis, structuring and timely credit presentation of a proposals for financial / credit solutions within the commercial segment.
Recommend terms, conditions and stipulations to provide a viable banking proposal to the client within feasible credit practices.
Guarantee that the quality of the assigned credit portfolio is constant by controlling and managing the specific conditions and that the reporting requirements are met as indicated in the credit authorizations.
Credit Risk Manager
Scotiabank
12.2019 - 03.2022
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Credit Risk Analyst
Banco Popular Dominicano
10.2017 - 12.2019
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Carry out the actions required in order to keep the supplies budget under control and recommend actions to minimize the expense.
Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Education
Master's Degree - Banking And Finance
Pontifica Universidad Católica Madre Y Maestra
Dominican Republic
06.2020
Bachelor in Business Administration - Finance Concentration
Pontifica Universidad Católica Madre Y Maestra
Dominican Republic
06.2017
Skills
Financial Analysis Aptitude
Excellent Time Management
Strong Banking Ethics
Credit Underwriting
Risk Assesment
Moody's Risk Analyst
Timeline
Senior Manager, Commercial Credit Solutions
Scotiabank
03.2022 - Current
Credit Risk Manager
Scotiabank
12.2019 - 03.2022
Credit Risk Analyst
Banco Popular Dominicano
10.2017 - 12.2019
Master's Degree - Banking And Finance
Pontifica Universidad Católica Madre Y Maestra
Bachelor in Business Administration - Finance Concentration
Pontifica Universidad Católica Madre Y Maestra
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