At Heritage Bank Plc, I spearheaded initiatives that surged the deposit base by 222%, showcasing my strong analytical and interpersonal skills. Excelling in customer retention and satisfaction, I transformed dormant relationships and significantly enhanced the SME business portfolio, underlining my commitment to driving substantial financial growth and fostering enduring customer relationships.
➢ Increased deposit base to 222% achievement of set target.
➢ Consistent top performer in SME business.
➢ Increased the overall portfolio in less than 4 months by converting dormant and inactive relationships.
➢ Growing Risk asset portfolio through loan creation and recoveries.
➢ Growing liability for the bank through deposit mobilization in other to meet preset financial targets.
➢ Conversion of inactive and dormant relationships.
➢ Preparing monthly performance report for senior management.
➢ Ensure customer satisfaction in line with SLAs and SOPs.
➢ Updating customers with information concerning CBN policies and effects on businesses.
➢ Financial analysis as per bank policies and procedures.
➢ Converting leads into customers.
➢ Cross selling bank products to customers.
➢ Creating customers on internet and mobile banking platforms.
➢ Identified new business opportunities through existing relationships by upselling and cross selling.
➢ Established and maintained long term relationships with customers.
➢ Managed and enhanced existing portfolio & solicit acceptable new relationships to meet pre-set financial and non-financial objectives.
➢ Developed and maintain strong relations with existing clients at key levels to optimize utilization of approved facilities.
➢ Maintained excellent relationships with existing customers.
➢ Generated liability for the bank.
➢ Prepared and rendered reports as at when due.
➢ Educated customers on the MSME development funds as advised by the federal government through the intervention funds.
➢ Managing the process of agent selection,recruitment,training and monitoring to ensure optimimum performance.
➢ Operationalizing strategies and plans for the development and management of agent network.
➢ Coordinating and reviewing agent’s performance, materials and documentations.
➢ Implementing strategies for ensuring that the agent network within the badagry, agbara,lusada and atan axis remains loyal to the brand and offers the the best service possible to the customers.
➢ Develop and assist in executing product promotion,campaigns,road shows and market storms for agents.
➢ Monitoring and rendering periodic reports and recommendations on agent’s performance.
➢ Development and implementation of strategies that drive revenue, direct acquisition and growth of target network base.
➢ Liased regularly with the Ebank team to ensure prompt payment of agents’ commission and facilitate resolution process of disputed transactions to enable us retain agents’ confidence.
➢ Engaged in negotiation with the technology team to fine-tune transaction processes with the aim of eliminating glitches.
Nigeria Institute of Management
Nigeria Institute of Management