Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
19
19
years of professional experience
Work History
Underwriter, Residential Mortgages
CMLS Financial
04.2021 - 07.2021
Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
Enhanced underwriting efficiency with the implementation of an automated system for managing application data.
Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
Collaborated with sales teams to develop competitive pricing strategies for new products, increasing market share.
Physician Recruitment Coordinator, SSM Recruitment and Retention
Sault Area Hospital
10.2019 - 12.2019
Arranged the NOSM medical students’ schedules to include learning sessions with physicians, hospital departments and community-based programs to meet their clinical learning requirements
Senior Market Risk Manager, Group Risk Management
RBC Financial (Caribbean) Limited
01.2008 - 08.2011
Worked on the development and implementation of robust market and trading credit risk systems and policy and procedure documents for RBC Caribbean Banking
Monitored exposures with respect to RBC Caribbean specialized business products and activities which included Foreign Exchange Trading, Derivative Trading, Bond Trading, Nostros & Placements and Balance Sheet positions
Performed the middle office functions with respect to valuations, price verifications and derivative trading settlements
Supervised the monitoring and reporting functions of the Market Risk Manager
Business Analyst, Capital Markets
FirstCaribbean International Bank
03.2007 - 12.2007
Provided analytical, data modeling, and research support to Investment Bankers for debt and equity origination activities
Prepared in depth Country and Industry reports to support origination activity in specific countries and/or industries
Analysed financial and qualitative data to determine the creditworthiness of a variety of types of debt issuers and the interest cost to be paid
Managed relationships through meetings with senior management, interactions with regional investment and commercial bankers, investors and issuers
Prepared the Promotions Strategy and Marketing Budgets for the Group
Project Manager / Consultant, ESSAM Project
DNA Technologies Inc.
06.2005 - 07.2005
Identified international target markets for a new Influenza product and proposed a marketing strategy for product launch
Course Developer / Trainer in Mortgage Underwriting
First National Financial Corporation
11.2002 - 08.2004
Responsible for the research, creation and implementation of FNFC’s first Training Program for mortgage underwriters, fulfillment specialists and mortgage funders
Education
Health Coach -
The Institute for Integrative Nutrition
New York, New York
12.2015
Master of Business Administration -
Wilfrid Laurier University
Waterloo, Ontario
12.2005
European Summer School for Advanced Management -
Aarhus School of Business
Aarhus, Denmark
12.2005
Bachelor of Arts Honors, Economics -
Queen’s University
Kingston, Ontario
12.2000
Skills
Analyzing data
Risk Mitigation
Caseload Management
Loss Protection
Underwriting guidelines
Credit analysis
Relationship Building
Documentation Review
Self Motivation
Multitasking
Attention to Detail
Task Prioritization
Accomplishments
Recipient of RBC Performance Quarterly and Annual Awards for the creation and implementation of a central monitoring tool for Treasury's Nostro and Placement accounts covering 13 banking units across the Caribbean
Developed and successfully facilitated a Personal Financial Planning Seminar
Initiated and effected restructuring of mortgage processes at First National Financial Corporation and provided national training on new processes
Educated in inter-cultural implications for management and international business in Canada, China, Hong Kong and Denmark
Raised money to purchase a television and VCR for each room in the Child Life section of the Kingston General Hospital in Ontario, Canada
Professional Development
CariCRIS: Intensive Credit Risk Training Programme - 2007
Korah High School, 2021-09-01, PTA – Active member. Assisted with yearly fundraising activities
Korah High School, 2021-09-01, School Council – Active member. Provided input into plans for the improvement of the school
Korah High School, 2021-09-01, Parent Involvement Committee – Active member. Assisted with and executed plans to improve the needs and well-being of students
R.M. Moore Public School, 2011-09-01, 2021-06-30, PTA – Active member. Assisted with yearly fundraising activities
RBC Financial (Caribbean) Limited, 2008-01-01, 2011-08-31, One RBC Way Committee – Member 2011. Nominated by RBC leadership to help align RBTT with RBC’s core values and behaviours
RBC Financial (Caribbean) Limited, 2010-01-01, 2011-08-31, RBTT Green Team Committee – Member 2010 – August 2011