Summary
Overview
Work History
Education
Skills
Accomplishments
Professional Development
Volunteer Experience
Timeline
Generic

Vitra Bishop

Sault Ste. Marie,Canada

Summary

Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.

Overview

19
19
years of professional experience

Work History

Underwriter, Residential Mortgages

CMLS Financial
04.2021 - 07.2021
  • Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
  • Enhanced underwriting efficiency with the implementation of an automated system for managing application data.
  • Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
  • Collaborated with sales teams to develop competitive pricing strategies for new products, increasing market share.

Physician Recruitment Coordinator, SSM Recruitment and Retention

Sault Area Hospital
10.2019 - 12.2019
  • Arranged the NOSM medical students’ schedules to include learning sessions with physicians, hospital departments and community-based programs to meet their clinical learning requirements

Senior Market Risk Manager, Group Risk Management

RBC Financial (Caribbean) Limited
01.2008 - 08.2011
  • Worked on the development and implementation of robust market and trading credit risk systems and policy and procedure documents for RBC Caribbean Banking
  • Monitored exposures with respect to RBC Caribbean specialized business products and activities which included Foreign Exchange Trading, Derivative Trading, Bond Trading, Nostros & Placements and Balance Sheet positions
  • Performed the middle office functions with respect to valuations, price verifications and derivative trading settlements
  • Supervised the monitoring and reporting functions of the Market Risk Manager

Business Analyst, Capital Markets

FirstCaribbean International Bank
03.2007 - 12.2007
  • Provided analytical, data modeling, and research support to Investment Bankers for debt and equity origination activities
  • Prepared in depth Country and Industry reports to support origination activity in specific countries and/or industries

Senior Manager, Investments / Acting AVP Marketing

AIC Financial Group
11.2005 - 03.2007
  • Analysed financial and qualitative data to determine the creditworthiness of a variety of types of debt issuers and the interest cost to be paid
  • Managed relationships through meetings with senior management, interactions with regional investment and commercial bankers, investors and issuers
  • Prepared the Promotions Strategy and Marketing Budgets for the Group

Project Manager / Consultant, ESSAM Project

DNA Technologies Inc.
06.2005 - 07.2005
  • Identified international target markets for a new Influenza product and proposed a marketing strategy for product launch

Course Developer / Trainer in Mortgage Underwriting

First National Financial Corporation
11.2002 - 08.2004
  • Responsible for the research, creation and implementation of FNFC’s first Training Program for mortgage underwriters, fulfillment specialists and mortgage funders

Education

Health Coach -

The Institute for Integrative Nutrition
New York, New York
12.2015

Master of Business Administration -

Wilfrid Laurier University
Waterloo, Ontario
12.2005

European Summer School for Advanced Management -

Aarhus School of Business
Aarhus, Denmark
12.2005

Bachelor of Arts Honors, Economics -

Queen’s University
Kingston, Ontario
12.2000

Skills

  • Analyzing data
  • Risk Mitigation
  • Caseload Management
  • Loss Protection
  • Underwriting guidelines
  • Credit analysis
  • Relationship Building
  • Documentation Review
  • Self Motivation
  • Multitasking
  • Attention to Detail
  • Task Prioritization

Accomplishments

  • Recipient of RBC Performance Quarterly and Annual Awards for the creation and implementation of a central monitoring tool for Treasury's Nostro and Placement accounts covering 13 banking units across the Caribbean
  • Developed and successfully facilitated a Personal Financial Planning Seminar
  • Initiated and effected restructuring of mortgage processes at First National Financial Corporation and provided national training on new processes
  • Educated in inter-cultural implications for management and international business in Canada, China, Hong Kong and Denmark
  • Raised money to purchase a television and VCR for each room in the Child Life section of the Kingston General Hospital in Ontario, Canada

Professional Development

  • CariCRIS: Intensive Credit Risk Training Programme - 2007
  • PetroSkills: Basic Petroleum Economics - 2005
  • Financial Services Underwriting 101: Mortgage Brokering - 2003
  • Investment Funds In Canada - 2000

Volunteer Experience

  • Korah High School, 2021-09-01, PTA – Active member. Assisted with yearly fundraising activities
  • Korah High School, 2021-09-01, School Council – Active member. Provided input into plans for the improvement of the school
  • Korah High School, 2021-09-01, Parent Involvement Committee – Active member. Assisted with and executed plans to improve the needs and well-being of students
  • R.M. Moore Public School, 2011-09-01, 2021-06-30, PTA – Active member. Assisted with yearly fundraising activities
  • RBC Financial (Caribbean) Limited, 2008-01-01, 2011-08-31, One RBC Way Committee – Member 2011. Nominated by RBC leadership to help align RBTT with RBC’s core values and behaviours
  • RBC Financial (Caribbean) Limited, 2010-01-01, 2011-08-31, RBTT Green Team Committee – Member 2010 – August 2011
  • RBC Financial (Caribbean) Limited, 2009-01-01, 2011-08-31, RBTT Performance Programme – Champion 2009 – August 2011
  • Association of Female Executives of Trinidad & Tobago (AFETT), 2006-03-01, 2009-12-31, Board Member – Secretary 2007 - 2008
  • Association of Female Executives of Trinidad & Tobago (AFETT), 2006-01-01, 2007-12-31, Programmes Committee – Member 2006 - 2007. Planned monthly meetings
  • Scotiabank Women Against Breast Cancer 5k run
  • FirstCaribbean International Bank, 2007-05-01, 2007-12-31, Adopt-a-Cause 2007 – Chairman. Planned and chaired committee meetings

Timeline

Underwriter, Residential Mortgages

CMLS Financial
04.2021 - 07.2021

Physician Recruitment Coordinator, SSM Recruitment and Retention

Sault Area Hospital
10.2019 - 12.2019

Senior Market Risk Manager, Group Risk Management

RBC Financial (Caribbean) Limited
01.2008 - 08.2011

Business Analyst, Capital Markets

FirstCaribbean International Bank
03.2007 - 12.2007

Senior Manager, Investments / Acting AVP Marketing

AIC Financial Group
11.2005 - 03.2007

Project Manager / Consultant, ESSAM Project

DNA Technologies Inc.
06.2005 - 07.2005

Course Developer / Trainer in Mortgage Underwriting

First National Financial Corporation
11.2002 - 08.2004

Health Coach -

The Institute for Integrative Nutrition

Master of Business Administration -

Wilfrid Laurier University

European Summer School for Advanced Management -

Aarhus School of Business

Bachelor of Arts Honors, Economics -

Queen’s University
Vitra Bishop