Summary
Overview
Work History
Education
Skills
Websites
Certification
Additional Information
Timeline
Generic

Vishnu Vijay

...................
Brampton

Summary

Highly skilled underwriter adept in analyzing financial profiles and determining compliance and risk levels; expert at determining underwriting standards and policies. Recognized for delivering accurate underwriting decisions that support profitability objectives while delivering standout client service.

Overview

8
8
years of professional experience
4
4
Certifications
4
4
Languages

Work History

Insurance Advisor

Sonnet Insurance
11.2022 - 06.2025
  • Conducted thorough underwriting evaluations, analyzing risk information to determine policy acceptance and adjustments
  • Reviewed client applications for compliance with underwriting criteria and profitability objectives
  • Served as an advisor to clients to navigate insurance policies and risk profiles
  • Kept up-to-date with underwriting standards changes and best practices to improve underwriting decisions
  • Worked with cross-functional teams including CAC, SIU, PIUW and claims to make sure the policies meet underwriting guidelines and to provide better customer experience.

Insurance Advisor

RBC
09.2020 - 11.2022
  • Performed comprehensive underwriting assessments to customize insurance products as per particular client requirements
  • Assessed client risk profiles and implemented underwriting guidelines to deliver proper premium assessments
  • Reviewed applications thoroughly to ensure full compliance with all regulatory and internal underwriting guidelines
  • Provided top-notch service by answering clients' inquiries and ensuring that the solutions proposed aligned with their financial objectives
  • Assisted the business development through risk assessment and compliance monitoring

Customer Service Representative

Scotiabank
01.2020 - 09.2020
  • Reviewed and verified clients' financial data, assisting with loan and mortgage underwriting
  • Performed daily financial transactions with accuracy, maintaining zero variances in cash and vault operations
  • Ensured compliance standards were followed for efficient loan payment processing

Supervisor

Tim Hortons
03.2017 - 09.2020
  • Managed operations and prepared financial reports in accordance with organizational processes
  • Oversaw service and operational metrics to meet performance goals
  • Assisted with cash management processes, guaranteeing accurate reconciliation and reporting

Education

Humber Institute of Technology And Advanced Learning
1 2018 -

Bachelor of Commerce (Hons) -

Chandigarh University
01.2016 -

Skills

  • Underwriting Expertise

  • Risk Assessment

  • Financial Document Analysis

  • Compliance and Regulatory Documentation

  • Data analysis proficiency

  • Customer needs assessment

  • Multitasking Abilities

  • Problem-solving

  • Problem-solving aptitude

  • Attention to detail

  • Decision-making

  • Proficient in Microsoft Excel, Word, and PowerPoint

Certification

Chartered Insurance Professional from Insurance Institute of Canada

Additional Information

  • Deep experience in aligning underwriting strategies with business risk appetites.
  • Familiar with compliance regulations and their applications in underwriting processes.
  • Passionate about learning and upskilling in financial underwriting domains.

Timeline

Insurance Advisor

Sonnet Insurance
11.2022 - 06.2025

Insurance Advisor

RBC
09.2020 - 11.2022

Customer Service Representative

Scotiabank
01.2020 - 09.2020

Supervisor

Tim Hortons
03.2017 - 09.2020

Bachelor of Commerce (Hons) -

Chandigarh University
01.2016 -

Humber Institute of Technology And Advanced Learning
1 2018 -

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Vishnu Vijay...................