Vedkumar Patel
Toronto,Canada
Summary
Senior Operations Analyst with extensive experience in financial analysis and loan portfolio management across major banking institutions. Known for strategic problem-solving and leadership in high-pressure environments, enhancing transaction processes and fostering collaboration. Strong expertise in treasury analysis, commercial lending and risk management.
Overview
6
6
years of professional experience
Work History
Operations Analyst III
Scotiabank Global Banking and Markets
01.2025 - 10.2025
- Oversaw a diverse portfolio of syndicated and bilateral loans, ensuring precise management and servicing for global clients.
- Led team of 5 through month-end and quarter-end processing, ensuring P&L accuracy by processing G/L journal entries and conducting exception pricing reviews for finance team.
- Served as internal consultant on treasury products, credit amendments, FX bookings, and complex borrower investigations, streamlined resolution workflows to reduce escalations.
- Mastered LoanIQ, Wallstreet, TLM, iWire, and Cashpro; created reference documentation to accelerate team
onboarding.
Loans Analyst
RBC Capital Markets
06.2024 - 11.2024
- Processed 100+ syndicated loan transactions daily for RFR loans, standby LCs, swinglines, and FX, maintaining 99%+ compliance rate under strict audit requirements.
- Processed transactions and reporting using SQL, ACBS, Wallstreet, Advanced Excel, and OnDemand, supporting efficient loan management.
- Recovered lost revenue by implementing review protocols on interest, fee, and accrual calculations, ensuring accuracy and compliance.
- Managed $2M+ revenue reporting for HSBC share operations, achieving 50% reduction in discrepancies through enhanced cross-functional communication.
Agency Administrator, Syndication Lending
HSBC
11.2023 - 03.2024
- Analyzed complex credit agreements for Real Estate and Mid-Market syndication transactions; identified risk factors using quantitative metrics, reducing revision cycles.
- Conducted AML and risk compliance reviews and performed advanced financial analysis using LoanIQ to support regulatory compliance.
- Maintained diverse corporate client relationships, effectively communicating complex products including SBLCs, RFR Loans, and BAs to enhance understanding and collaboration.
- Improved turnaround time on treasury products including FX and funding rates through streamlined consulting workflows.
Operations Analyst, Commercial Banking
CIBC
12.2022 - 11.2023
- Enhanced transaction efficiency by 30% across funding, ADO pricing, cash management, SWIFT, and FX operations while maintaining Treasury Risk Management compliance.
- Executed rate fixing and fee calculations for 300+ syndicated loan transactions, including drawdowns, payoffs, repayments, interest payments, and reconciliation monthly using ACBS, COINS, and Wallstreet.
- Provided data-driven insights to enhance credit analysis processes, enabling faster underwriting approvals within SLAs.
- Developed Excel-based portfolio performance reports to track interest margins and unresolved transactions, supporting expenditure reduction efforts.
Operations Analyst Officer, Treasury and Client Account Management
Bank of America
05.2022 - 12.2022
- Analyzed and approved high-risk treasury transactions, including ACH payments, FX products, and overdrafts, ensuring compliance with assigned credit rating limits for global banking clients.
- Led client onboarding through data analysis, managing a portfolio of 175 multinational accounts to enhance client satisfaction.
- Prepared financial reports for Credit Directors and Sales Officers, contributing to cross-functional training initiatives recognized by Senior Management.
- Utilized AS400, INFOPOINT, ICON, and GTMS for transaction processing and client management.
Cash Management Officer
TD Bank
08.2021 - 05.2022
- Executed complex cash management setups, including funding limits, billing, KYC, and wire transfers, achieving high accuracy within SLA deadlines.
- Reviewed and reported transactions for AML compliance to FINTRAC, ensuring regulatory adherence and risk mitigation.
- Managed client servicing and billing processes using MiRev, Host, Admin Apps, and Advanced Excel, enhancing service delivery.
Customer Experience Associate
TD Bank
02.2020 - 08.2021
- Exceeded branch scorecard targets through strategic referrals and effective sales techniques, contributing to overall retail banking success.
- Managed day-to-day banking operations, including personal investments and lending consultation, ensuring accuracy and efficiency in transactions while maintaining high customer satisfaction.
- Achieved promotion within 18 months due to consistently outstanding performance each quarter.
Education
Alternative Investments Certificate - Hedge funds, Private Equites, Venture Capital
Harvard Business School Online
08-2023
Business Administration Advanced Diploma - Major - Finance, Minors - Accounting
Humber College Institute of Technology And Advance Learning
Toronto, ON08-2021
Skills
- Financial analysis and modeling
- Treasury and risk management
- FX products & credit analysis
- Global Loan portfolio management
- Revenue management and due diligence
- AML analysis and syndicated loans expertise
- Strategic thinking and negotiation
- Relationship building and team leadership
Timeline
Operations Analyst III
Scotiabank Global Banking and Markets
01.2025 - 10.2025
Loans Analyst
RBC Capital Markets
06.2024 - 11.2024
Agency Administrator, Syndication Lending
HSBC
11.2023 - 03.2024
Operations Analyst, Commercial Banking
CIBC
12.2022 - 11.2023
Operations Analyst Officer, Treasury and Client Account Management
Bank of America
05.2022 - 12.2022
Cash Management Officer
TD Bank
08.2021 - 05.2022
Customer Experience Associate
TD Bank
02.2020 - 08.2021
Alternative Investments Certificate - Hedge funds, Private Equites, Venture Capital
Harvard Business School Online
Business Administration Advanced Diploma - Major - Finance, Minors - Accounting
Humber College Institute of Technology And Advance Learning