Varinder Singh has 11 years of experience in Banking & Retail Sales as a Relationship Manager. Results-driven retail management professional determined to exceed company sales goals. Successful at leveraging financial and marketing education to make smart purchasing and merchandising decisions. Forward-thinking in addressing and resolving concerns, optimizing policies and engaging with customers to promote loyalty and drive sales.
Overview
11
11
years of professional experience
Work History
Sales Associate (Part Time)
7 Eleven Canada Inc
06.2022 - Current
.
Provided positive first impressions to welcome and Greeting Entering Customer in the store .
Helped customers locate products and checked store system for merchandise at other sites.
Stocked merchandise, clearly labeling items, and arranging according to size or color.
Educated clients on current promotional offerings and products using persuasive selling tactics.
Accurately processed POS transactions, returning coin, currency, payment cards, and receipts to customers.
Organized racks and shelves to maintain store visual appeal, engage customers, and promote specific merchandise.
Provided exceptional services and pleasant shopping experiences to retail customers.
Client Services Account Manager
Open Connection, Telus/Koodo Authorized Dealer
09.2022 - 09.2024
Greet and received customer in Welcoming manners with Smile.
Supervised guests at front counter, answering questions regarding products.
Managed inventory control, cash control, and store opening and closing procedures.
Set effective store schedules based on forecasted customer levels, individual employee knowledge, and service requirements.
Engaged and follow up With prospective customer in by Phone, messaging and email.
Coached sales associates in product specifications, sales incentives, and selling techniques, significantly increasing customer satisfaction ratings.
Maintained the Clients Records in Store daily transaction also Prepare Weekly and Monthly Report for store.
Understanding and promoting TELUS/Koodo Mobility, FFH program to clients.
Maintained proper product levels and inventory controls for merchandise and organized backroom to facilitate effective ordering and stock rotation.
Developed strong relationships with clients through consistent communication and proactive problem solving.
Relationship Manager
HDFC BANK LTD
06.2013 - 03.2022
Welcomed customers warmly to meet banking service and transactional needs with seamless execution.
Kept current with financial services marketplace and legal and regulatory environment to uphold highest ethical requirements of industry.
Maintained knowledge on banking products and distribution to provide optimal service support.
Revenue Maximization increase the profit in portfolio total disbursement achieved 120 Million INR in FY 21-22
Processed loan applications and monitored progress from start to finish.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Cross Sell the Product to every existing customer like Credit Card, Forex Card, Two Wheeler Loan, Auto Loan, Gold loan, Letter of credit and update the same in APMS application.
Timely completion of Renewal of Loan Accounts and submission of LAD, CAM, Stock statements Updating of Portfolio.
The Closure of all Delinquency in Disbursed loan account and also maintained zero audit exception
Regular Meeting With Customer to Update the new product and feedback then Updating customer interaction in CRM.
Monthly Meeting with Staff regarding Business achievement and review Staff Productivity in assign Parameters.
Regular follow with delinquency account for recovery and Maintained the NPA level below 1% in Loan book
Maintained the Document Pending Register and timely process the customer instruction regarding updating in Account and follow up with operation team for closure the customer instruction timely.
Education
MBA - Banking And Finance
Apeejay Institute of Management And Technical Campus
India
06.2013
Skills
Customer Satisfaction and Feedback
Customer Service Management
Operations Management
Proper Quality Portfolio Growth
Financial product knowledge
Customer Service expert
Problem-Solving
Direct Sales
Leadership
Effective Communication
Client relationship building
Accomplishments
Exceeded monthly store sales goals 20% months in a row.
Supervised team of 3 staff members.
Achieved 1 Ranking in HDFC Bank completing Business Target with accuracy and efficiency.
Awards
3 Time Silver Star Award and Employee in Talent Pool list 2017 , Excellence Service and Business achievement (HDFC Bank Ltd India ,)
SMB Top Performer June 2024 (Telecommunication)
Timeline
Client Services Account Manager
Open Connection, Telus/Koodo Authorized Dealer
09.2022 - 09.2024
Sales Associate (Part Time)
7 Eleven Canada Inc
06.2022 - Current
Relationship Manager
HDFC BANK LTD
06.2013 - 03.2022
MBA - Banking And Finance
Apeejay Institute of Management And Technical Campus
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