Summary
Overview
Work History
Education
Skills
Career Break
Personal Information
Timeline
Generic

VAISHNAVI MANDAVA

Calgary, Canada

Summary

Strong result-oriented professional with diverse cross-sector experience of over 3 years in the Banking and Financial Services Industry. Earned the CMA (USA) during a career break, alongside gaining hands-on experience through part-time equity research and launching a niche e-commerce venture. Currently pursuing the FMVA designation to further strengthen financial modeling skills.

Overview

5
5
years of professional experience

Work History

Assistant Manager – Retail Banking

Federal Bank Ltd
06.2015 - 09.2016
  • Conducted thorough risk assessments for loan applicants, including mortgages and installment loans up to INR 7.5 million ($120K), by analyzing key financial data like financial statements, payment history, income stability, and spending patterns, to develop accurate financial projections and evaluate creditworthiness.
  • Recommended approval or rejection of loan applications by applying in-depth financial assessments while adhering to internal credit policies and regulatory standards.
  • Oversaw monthly, quarterly, and year-end financial closing processes for loan accounts, maintaining accurate general ledger entries and reconciliations to ensure data integrity and adherence to accounting standards.
  • Verified documentation accuracy by reviewing loan terms and bank credit policies and managed the registration of underlying assets/collateral with CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest).
  • Collaborated on cross-selling initiatives, such as lines of credit and certificates of deposit, and promoted financial products like mutual funds, DEMAT accounts, and insurance products, which increased the branch profitability by 10% and met financial performance targets.

Junior Research Associate – Financial Data Analysis

S&P Global Market Intelligence
03.2012 - 05.2014
  • Conducted detailed analysis of corporate financial forecasts using exclusive data sets provided by global intermediaries like JP Morgan, UBS, Bank of America, and Wells Fargo.
  • Analyzed company-announced financials, including 8K, 10K, and 10Q reports, press releases, and other corporate filings to perform a comprehensive analysis of actual financial performance.
  • Performed in-depth ratio, variance, and trend analyses to assess Year-over-Year and Quarter-over-Quarter financial growth, while identifying and reporting on reasons for deviations from forecasts, if any.
  • Evaluated the financial implications of major corporate actions, including mergers and acquisitions, stock splits, and equity issuances, and assessed their impact on overall company valuation, financial health, and market position.
  • Monitored corporate announcements and results through various reliable sources, including SEC (Securities Exchange Commission), SEBI (Securities and Exchange Board of India), and company websites, ensuring timely and accurate information tracking for analysis.
  • Actively participated in the quality assurance committee, providing critical recommendations to senior management on improving accuracy, consistency, and reliability of financial data ensuring compliance with industry standards and improving overall data integrity.
  • Contributed to data integrity initiatives as part of the QA committee.

Education

Certified Management Accountant -

Institute of Management Accountants
USA
01-2024

PG Diploma in Banking & Finance -

Sikkim Manipal University
Bengaluru, India
01-2014

Master of Commerce -

Osmania University
Hyderabad, India
01-2012

Bachelor of Commerce -

Osmania University
Hyderabad, India
01-2010

Skills

  • Financial Reporting & Analysis
  • Equity Research & Valuation
  • Client Relationship Management
  • Strategic Planning & Decision Support
  • Digital Entrepreneurship & E-commerce Operations
  • Data Interpretation & Market Monitoring
  • Microsoft Excel

Career Break

Took a planned career break for international relocation and to raise two children while actively pursuing professional growth and practical learning experiences.

  • Pursued professional development through the CMA (USA) certification and enrollment in FMVA (CFI).
  • Contributed to equity research at a family-run advisory firm, analyzing public companies and investment opportunities.
  • Launched and managed a niche e-commerce store providing custom-designed apparel, gaining entrepreneurial experience, and insight into digital commerce.

Personal Information

  • In the process of relocating to the United Kingdom

Timeline

Assistant Manager – Retail Banking

Federal Bank Ltd
06.2015 - 09.2016

Junior Research Associate – Financial Data Analysis

S&P Global Market Intelligence
03.2012 - 05.2014

Certified Management Accountant -

Institute of Management Accountants

PG Diploma in Banking & Finance -

Sikkim Manipal University

Master of Commerce -

Osmania University

Bachelor of Commerce -

Osmania University

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VAISHNAVI MANDAVA