Uduak Usen

Uduak is a Financial Crime Analyst with thirteen years of experience in KYC, CDD, EDD, AML and fraud investigation with highly developed skills in transaction monitoring and SAR, CAR-90 days reviews. Prior to joining PwC, Uduak worked as an AML Investigator and as a Fraud Detection Analyst at two major international banks. Uduak Holds a PGD in Project Management from Conestoga College and a PMP Certification.

Relevant Experience:

• Experienced in conducting thorough due diligence on clients and transactions at a major US financial Institution for one year.
  
• Analyzed suspicious or disputed account transactions identified by fraud detection methods, notifications, or customer reporting at an international financial institution for ten years .
  
• Conducted Know Your Customer (KYC) analysis in accordance with policies and procedures at two major financial institutions for ten years.
  
• Performed research and analysis of transactional data for Suspicious Activity Reporting (SAR) and Current Transaction Reporting (CTR) and gathered evidence by conducting internal / external research at a major US financial Institution for one year.
  
• Performed AML/Fraud investigations derived from alert and non-alert-based sources, such as Unusual Transaction Report submitted by bank employees or law enforcement subpoenas at two major international financial institutions for ten years.
  
• Reviewed customer transactions, conducted initial analysis, identified suspicious activity alerted and gave recommendations to de-market or file an STR for a major financial institution for ten years
  
• Identified suspicious activity and transaction pattern based on a variety of AML system generated alerts to minimize fraudulent movement of funds for ten years at two major financial institutions.
  

experienced Financial Crime professional with ten years of AML/Compliance experience, including 6+ years of working with peer Canadian banks with a focus on dealing with high risk and complex investigations. Ashraf also holds a Master of Science (MS) degree and worked as a Senior Lead Investigator at a peer Canadian bank, Senior AML consultant in a consulting firm, and as an AML Consultant in a large tech company. He is proficient in Money Laundering/Terrorist Financing investigation, end-to-end alert adjudication and investigations, production orders, grid alerts, CDD, EDD, high-risk client investigations, Ministerial Directives, STR/SAR report writing, reporting to FINTRAC, audit/compliance, quality control, testing, and detection.

Relevant Experience:

• Managed 15+ team members as a Team Lead by reviewing (QC) decisioning on comprehensive alerts and investigations.
  
• Conducted transaction monitoring alerts and investigations for a peer Canadian bank.
  
• Triaged Oracle alerts for EFTs, reviewing and analyzing the transactions as well as the correspondent banking relationships.
  
• Executed risk-based end to end investigations regarding unusual activities and behaviors across multiple products, including analyzing and assessing information and escalation cases with a recommendation to report to FINTRAC wherever applicable at a peer Canadian bank.
  
• Executed AML investigations related to high-risk clients for Production Orders issued by law enforcement agencies for a peer Canadian bank.
  
• Presented de-market recommendation of high-risk clients to Senior Leadership Team at a peer Canadian bank for three years.
  
• Proposed risk decisions to optimize investigation lead times for eliminating backlogs alerts in the FIU at a peer Canadian bank for two years.
  
• Led cross-functional/enterprise initiatives as a subject matter expert, aiding in risk identification and guidance at a peer Canadian bank for three years.
  
• Oversaw a Transaction Monitoring team's production and results, and identified opportunities for improved efficiency and streamlined processes in a large Canadian bank for two years
  
• Managed an AML/Compliance team for over two years in a project investigating PEP/high risk clients at a major international bank.
  
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  Relevant Experience:
  
• Experience in reviewing AML transaction monitoring alerts and EDD requirements for high-risk clients at a peer Canadian bank for four years.
  
• Performed Quality Assurance on system generated alerts and case investigations conducted by the transaction monitoring unit for transparency, accuracy, and proper mitigation for one year at a peer Canadian bank.
  
• Recommended appropriate post-investigation action such as filing of SAR/STR, adjustment of risk ratings and recommendations to de-market / declassify high-risk clients at a peer Canadian bank.
  
• Conducted quality checks of cases investigated by analysts to ensure proper decisioning and conclusion in line with PCMLTFA and FATF recommendations at a peer Canadian bank.
  
• Performed quality assurance on KYC reviews conducted after initial onboarding of clients and periodic reviews of existing customers, examining customer profiles that vary in risk ratings and complexity at a peer Canadian bank.
  
• Assessed the accuracy and completeness of client profiles and sent Requests For Information (RFIs) to internal partners / business units to aid investigations for four years at a peer Canadian bank.
  
• Conducted a comprehensive negative news search, such as PEP and sanctions screenings on new and existing clients via third party data sources and various open-source systems for four years at a peer Canadian bank.