Summary
Overview
Work History
Skills
Certification
Timeline
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Timothy Cook

Norco

Summary

Dynamic Mortgage Loan Officer with a proven track record at Owning, adept at securing pre-approvals and enhancing client offers. Skilled in financial analysis and relationship building, I excel in guiding clients through the refinancing process, ensuring optimal loan solutions that align with their financial goals. Committed to delivering exceptional service and results.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Mortgage Loan Officer

Owning (Guaranteed Rate)
Chicago
09.2024 - Current
  • Helped clients of Owning to secure pre-approvals as well as eventually obtaining full credit approvals to maximize their offers and attractiveness to potential sellers
  • Worked with clients to ensure they were shopping in appropriate price ranges so that they ended up with a monthly payment that fit within their budget
  • Coordinated with realtors from both sides of the transaction to make sure there were always open lines of communication and the process went as smoothly as possible.

Owner

Tesoro Corporation
Norco
09.2022 - Current
  • My wife and I own and run a horse boarding facility, which is also our home. We currently board 38 horses ( 5 of which are ours ). Our daily responsibilities include feed, water and cleaning of the stalls.

Mortgage Loan Officer

Bayview Asset Management
Coral Springs
04.2021 - 11.2022
  • Working remotely, I was responsible for taking inbound calls from current clients looking to refinance, and making outbound calls to current clients to offer them opportunities to refinance their mortgage to lower rates. We worked with primarily FHA and VA clientele.

Mortgage Loan Officer

Prime Choice Funding
Tustin
06.2019 - 03.2021
  • Took inbound calls from propective clients looking to possibly streamline their FHA or VA loan into a lower rate

Debt Counselor

Rescue One Financial
Irvine
12.2018 - 06.2019
  • Made outbound calls to prospective clients looking to take out loans to consolidate their debt. When they were approved, we would walk them through the process of obtaining the loan. When they were denied, we would walk them through the process of consolidating their debt with a debt management service

Mortgage Loan Officer

New American Center
Riverside
01.2018 - 12.2018
  • Took inbound calls from the company's radio show and from other marketing tools to convert for refinance and for purchase. Worked up purchase pre-approvals, refinance options and worked with realtors on purchase deals as well

Mortgage Loan Officer

CashCall
Orange
02.2014 - 12.2017
  • Took inbound calls and called out on internet leads to convert for possible refinance or purchase options

Skills

  • Licensed mortgage loan originator
  • Goal oriented
  • Credit checks
  • Loan origination
  • Document analysis
  • Document review
  • Credit evaluation
  • Pre-approval process
  • Financial analysis
  • Relationship selling
  • Refinancing options
  • Loan application management
  • Attention to detail
  • Relationship building

Certification

  • NMLS # 36847
  • Licensed Notary

Timeline

Mortgage Loan Officer

Owning (Guaranteed Rate)
09.2024 - Current

Owner

Tesoro Corporation
09.2022 - Current

Mortgage Loan Officer

Bayview Asset Management
04.2021 - 11.2022

Mortgage Loan Officer

Prime Choice Funding
06.2019 - 03.2021

Debt Counselor

Rescue One Financial
12.2018 - 06.2019

Mortgage Loan Officer

New American Center
01.2018 - 12.2018

Mortgage Loan Officer

CashCall
02.2014 - 12.2017

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Timothy Cook