TERESA PEREZ
Rosemead
Summary
Loan Processor with extensive experience at Statewide Funding, excelling in mortgage industry operations. Expert in analyzing income documentation and resolving discrepancies, ensuring timely loan processing. Bilingual in Spanish, I bring strong organizational skills and a proven ability to problem-solve, enhancing team efficiency and client satisfaction.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Loan Processor
Statewide Funding
02.2021 - Current
- Monitored progress of each loan application from start to finish ensuring timely completion.
- Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
- Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
- Structured loan packages by properly analyzing credit reports, income and asset documents.
- Identified potential issues in loan files and worked with team members to devise solutions.
Loan Officer Assistant
New American Funding
07.2013 - 02.2021
- Met with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.
- Assisted in analyzing applicants' financial status, credit, and property evaluations.
- Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
- Maintained customer files in an organized manner to ensure accurate tracking of loans.
Skills
- Mortgage Industry
- Loan Application Understanding
- Title Report Reading
- Income Documentation
- Attention to Detail
- Organized
- Problem Solving
- Bilingual Spanish
Certification
- NMLS, 1273340
- Notary Commission, 2430126
Communication Skills
Through my work experience and education, I have developed strong communication skills and I'm also a good listener which aids in my ability to intimately understand a situation and prepare an appropriate response.
Timeline
Loan Processor
Statewide Funding
02.2021 - Current
Loan Officer Assistant
New American Funding
07.2013 - 02.2021
Similar Profiles
Dave FreemanDave Freeman
Disclosure Desk Specialist at Statewide FundingDisclosure Desk Specialist at Statewide Funding
Blanca VillalobosBlanca Villalobos
Human Resources Manager at Statewide Funding, IncHuman Resources Manager at Statewide Funding, Inc
Ashley PaluzziAshley Paluzzi
Administrative Assistant at Statewide Funding IncAdministrative Assistant at Statewide Funding Inc
Kaylee WangKaylee Wang
Operations & Account Manager at Call For The WildOperations & Account Manager at Call For The Wild
John An TruongJohn An Truong
Substitute Teacher, K-12 at El Monte Union High School DistrictSubstitute Teacher, K-12 at El Monte Union High School District