Terence McDonald
Cranbrook,BC
Summary
Achievements include increasing revenue, controlling risk and standardizing procedures. Focused on providing accurate and efficient responses to all parties. Skilled in risk assessments, document review and liability identification. Excellent verbal and written communication skills with an organized and methodical approach. Diligent Commercial Lines Underwriter prepared to offer 23 years of progressive experience to a challenging new role. Flexible and knowledgeable professional with extensive knowledge of customer needs and operational requirements. Adept at applying business understanding and underwriting expertise to support growth and minimize risk.
Overview
17
17
years of professional experience
Work History
Commercial Lines Underwriter
HUB International Insurance Services
01.2020 - Current
- Liaise with Lloyd's of London Underwriting authority for Hub Western BC region.
- Improved underwriting accuracy by conducting thorough risk assessments and analyzing financial statements.
- Maximized revenue growth with precise policy pricing and competitive premium adjustments.
- Reduced claim losses, implementing strict risk selection criteria in the underwriting process.
- Streamlined workflows to enhance efficiency by automating routine tasks and utilizing data analytics tools.
Commercial Lines Account Executive
RHC Insurance Brokers
02.2016 - 02.2020
- cultivate relationships with clients stressing quality service
- present new products
- monitor competition
- Director - Insurance Brokers Association of BC (2 years)
Commercial Lines Account Executive
Western Financial Group
01.2010 - 02.2016
- client interface (new accounts, renewals, endorsements)
- utilize systems to process and market my own account book
Owner/Operator Technician
Sole Proprietorship Dba Bucket Of Mud Stucco
05.2007 - 11.2009
- Stucco and cultured stone installation
- Developed skills in job quoting, employee supervision (hiring, training), regulatory compliance, financial management.
- developed strong relations with customers, managing contractors and suppliers.
Education
Chartered Insurance Professional
2020
Canadian Accredited Insurance Broker Designation
2011
Life License Qualification Program (LLQP)
2009
Mount Baker Senior Secondary
Cranbrook, BC06.2002
Skills
- Proprietary computer systems
- Self motivated
- Ability to work remotely/independently
- Application Analysis
- Policy Analysis
- Coverage evaluation
- Risk management
- Underwriting software proficiency
Languages
English
Professional Working
Timeline
Commercial Lines Underwriter
HUB International Insurance Services
01.2020 - Current
Commercial Lines Account Executive
RHC Insurance Brokers
02.2016 - 02.2020
Commercial Lines Account Executive
Western Financial Group
01.2010 - 02.2016
Owner/Operator Technician
Sole Proprietorship Dba Bucket Of Mud Stucco
05.2007 - 11.2009
Chartered Insurance Professional
Canadian Accredited Insurance Broker Designation
Life License Qualification Program (LLQP)
Mount Baker Senior Secondary
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