Tanishq Agarwal
Toronto,ON
Summary
Results-oriented Financial Services Analyst with practical experience in credit operations and collections for the Bank of Montreal via Tata Consultancy Services. Experienced in handling a diverse range of credit products, including PLOCs, Auto Loan, Mortgages, and Credit Cards. Strong background in evaluating client financial health, mitigating credit exposure, and negotiating repayment arrangements while upholding all Canadian regulatory and compliance requirements. Skilled at analyzing financial data, recognizing patterns of early delinquency, and contributing to strategies that strengthen overall portfolio quality. Motivated to apply analytical abilities and client-focused problem-solving skills in advancing roles within credit analysis and financial services.
Overview
3
3
years of professional experience
Work History
Financial Services Analyst
Tata Consultancy Services(Bank of Montreal Client)
05.2025 - Current
- Reviewed clients’ financial positions—income stability, spending patterns, credit behavior, and overall account activity—to determine their ability to manage existing debts.
- Worked closely with internal departments such as Credit, Risk, and Customer Support to find solutions for challenging cases and improve long-term repayment outcomes.
- Assessed a wide range of lending products (mortgages, HELOCs, personal lines, and credit cards) to identify potential risks and support sound credit decisions.
- Guided customers through repayment options and restructuring paths, ensuring every approach aligned with institutional standards and supported their financial recovery.
- Analyzed credit files in depth to spot early indicators of potential delinquency and predict repayment outcomes using both financial and behavioral trends.
Head Creative Director
Layr Media
07.2024 - 04.2025
- Presented creative work to clients, gathering feedback and making necessary revisions.
- Participated in networking events to build relationships with potential clients or collaborators.
- Coordinated photo shoots, video productions, or other media projects as required by campaign needs.
Assistant Business Development Manager
Rajan Overseas
07.2022 - 12.2022
- Coordinated market research to identify new business opportunities and potential clients.
- Supported development of marketing strategies to enhance brand visibility and outreach.
Education
Ontario College Diploma - Video Design And Production
George Brown College
Toronto, ON04-2024
High School Diploma -
Delhi Public School
Chandigarh, India06-2022
Skills
- Microsoft Office Suite proficiency
- Credit analysis
- Debt management
- Customer relationship building
- Client Management
- Interpersonal communication skills
Languages
English
Full Professional
Timeline
Financial Services Analyst
Tata Consultancy Services(Bank of Montreal Client)
05.2025 - Current
Head Creative Director
Layr Media
07.2024 - 04.2025
Assistant Business Development Manager
Rajan Overseas
07.2022 - 12.2022
Ontario College Diploma - Video Design And Production
George Brown College
High School Diploma -
Delhi Public School