Tamara Vallis
Dartmouth,NS
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 4 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.
Overview
23
23
years of professional experience
Work History
Training Team
Credit Union Atlantic
01.2024 - Current
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
- Sorted and organized files, spreadsheets, and reports.
- Gained hands-on experience in various software programs, increasing proficiency and expanding technical skill set.
- Analyzed problems and worked with teams to develop solutions.
- Developed organizational skills through managing multiple tasks simultaneously while adhering to strict deadlines.
- Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.
- Collaborated effectively with team members across departments, fostering a cohesive work environment conducive to accomplishing shared objectives.
- Participated in professional development opportunities to enhance skill set, contributing to overall intern growth and potential future employment prospects.
- Completed research, compiled data, updated spreadsheets, and produced timely reports.
- Collaborated with senior management on new initiatives to build confidence.
- Explored new technologies and approaches to streamline processes.
- Provided project progress updates and proposed solutions to issues.
Financial Advisor
Credit Union Atlantic
12.2022 - 01.2024
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
- Streamlined loan approval processes with the development of standardized credit policies and procedures.
- Adhered to banking standards and government lending guidelines for loan services.
- Trained new team members on company-specific processes, ensuring consistent standards across the credit department.
- Informed clients of strategies for reducing debt and maximizing savings.
- Collaborated with team members to streamline processes and improve overall client experience.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
Mortgage Broker
TMG Atlantic
05.2020 - 12.2022
- Explained entire mortgage loan process to borrower.
- Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
- Assessed clients' financial data to determine loan suitability.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
- Evaluated complex customer profiles using financial statements, credit reports, and industry data to make informed lending decisions.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
Sr Account Manager
Staples Inc.
12.2000 - 04.2020
- Mentored junior account management professionals to develop skills and increase company revenue.
- Provided extensive support in sales, technical and business areas to key accounts.
- Worked with customers to develop strategic business and account plans.
- Prepared client budgets by reviewing client billing and managing monthly invoices.
- Created training program for lower-level employees to increase sales and customer satisfaction.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Built rapport with customers by demonstrating understanding of their situation while seeking fair resolutions.
- Negotiated to collect balance in full.
Administrative Assistant
Staples
12.2004 - 09.2007
- Answered multi-line phone system, routing calls, delivering messages to staff and greeting visitors.
- Restocked supplies and placed purchase orders to maintain adequate stock levels.
- Executed record filing system to improve document organization and management.
- Scheduled office meetings and client appointments for staff teams.
- Performed calculations in overtime, vacation, and sick hours to provide accurate data to payroll processing database.
- Uploaded time records into computer system and made adjustments to create accurate database for payroll processing functions.
- Managed employee records on database to maintain accuracy and updated information.
- Tracked employee vacation, sick and personal time.
- Reconciled payroll discrepancies and responded to inquiries from employees.
Education
Business Administration And Management -
Maritime Business College
HalifaxReal Estate
NSAR
HalifaxCertificate - Mortgage Broker
Mortgage Professionals Canada
Toronto04.2020
Skills
- Sales Leadership Development
- Credit Reports
- Fraud understanding
- Risk Mitigation
- Critical Thinking
- Attention to Detail
- Application Review
- Risk Assessments
- Loan Origination
- Residential mortgage lending regulations
- Brand Development
- Creative financing solutions
Accomplishments
- Rookie of the year for TMG Atlantic Mortgage Brokerage
- Presidents Club achiever for high sales results multiple years.
- Brand Ambassador
Languages
English
Native or Bilingual
Additional Information
Treasurer for dartmouth Minor Baseball
Timeline
Training Team
Credit Union Atlantic
01.2024 - Current
Financial Advisor
Credit Union Atlantic
12.2022 - 01.2024
Mortgage Broker
TMG Atlantic
05.2020 - 12.2022
Administrative Assistant
Staples
12.2004 - 09.2007
Sr Account Manager
Staples Inc.
12.2000 - 04.2020
Business Administration And Management -
Maritime Business College
Real Estate
NSAR
Certificate - Mortgage Broker
Mortgage Professionals Canada
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